GET https://rct.dev.bbntimes.com/financial/common-reasons-why-a-business-needs-a-loan

Response
200 OK
IP
3.144.167.32
Profiled on
Token
149f96

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3595
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    3716 => Symfony\Component\WebLink\Link {#3716
      -href: "/build/runtime.js"
      -rel: [
        "preload" => "preload"
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      -attributes: [
        "as" => "script"
      ]
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    3714 => Symfony\Component\WebLink\Link {#3714
      -href: "/build/644.js"
      -rel: [
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      ]
      -attributes: [
        "as" => "script"
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    3713 => Symfony\Component\WebLink\Link {#3713
      -href: "/build/502.js"
      -rel: [
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      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3712 => Symfony\Component\WebLink\Link {#3712
      -href: "/build/app.js"
      -rel: [
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      -attributes: [
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    }
    3711 => Symfony\Component\WebLink\Link {#3711
      -href: "/build/view-more.js"
      -rel: [
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      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3710 => Symfony\Component\WebLink\Link {#3710
      -href: "/build/term-condition.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3709 => Symfony\Component\WebLink\Link {#3709
      -href: "/build/contact.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3708 => Symfony\Component\WebLink\Link {#3708
      -href: "/build/scroll-infinite-article.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3707 => Symfony\Component\WebLink\Link {#3707
      -href: "/build/app.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3706 => Symfony\Component\WebLink\Link {#3706
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3705 => Symfony\Component\WebLink\Link {#3705
      -href: "/build/term-condition-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3704 => Symfony\Component\WebLink\Link {#3704
      -href: "/build/contact-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3703 => Symfony\Component\WebLink\Link {#3703
      -href: "/build/comment-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
  ]
}
_route 
"article_show"
_route_params 
[
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  "slug" => "common-reasons-why-a-business-needs-a-loan"
]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"cf501d"
category 
"financial"
slug 
"common-reasons-why-a-business-needs-a-loan"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=54o205i9llnbhaoqhmitqm1a3u; care_did=cf19db87-f4dc-4c7c-b5c9-30fd871b13eb; HandLtestDomainNameServer=HandLtestDomainValueServer; handl_url_base=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency%2F; organic_source=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency; organic_source_str=Internal; handl_url=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency%2F; handl_landing_page=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency%2F; handl_original_ref=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency; handl_ip=3.144.167.32%2C%2064.252.87.51; user_agent=Mozilla%2F5.0%20AppleWebKit%2F537.36%20%28KHTML%2C%20like%20Gecko%3B%20compatible%3B%20ClaudeBot%2F1.0%3B%20%2Bclaudebot%40anthropic.com%29"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 08:51:49 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"149f96"

Cookies

Request Cookies

Key Value
HandLtestDomainNameServer 
"HandLtestDomainValueServer"
PHPSESSID 
"54o205i9llnbhaoqhmitqm1a3u"
care_did 
"cf19db87-f4dc-4c7c-b5c9-30fd871b13eb"
handl_ip 
"3.144.167.32, 64.252.87.51"
handl_landing_page 
"https://sprylab.com/en/directus-agency/"
handl_original_ref 
"https://sprylab.com/en/directus-agency"
handl_url 
"https://sprylab.com/en/directus-agency/"
handl_url_base 
"https://sprylab.com/en/directus-agency/"
organic_source 
"https://sprylab.com/en/directus-agency"
organic_source_str 
"Internal"
user_agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 08:51:22 +0000"
Last used 
"Sat, 22 Feb 25 08:51:47 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"kwnh4St5bWradvp1MyL2cZTpU6nIbQR0WGRQIJ4yweE"
_csrf/https-cookie_accept 
"uuT2ZbT8bRRRelpEp3vNhe1PLKyOov30yYTvE04pXMA"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
[
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "function" => "finishView"
    "class" => "Symfony\Component\Form\ResolvedFormType"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/form/ResolvedFormType.php"
    "line" => 128
    "function" => "finishView"
    "class" => "Symfony\Component\Form\Extension\DataCollector\Proxy\ResolvedTypeDataCollectorProxy"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/form/Extension/DataCollector/Proxy/ResolvedTypeDataCollectorProxy.php"
    "line" => 95
    "function" => "finishView"
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    "line" => 908
    "function" => "finishView"
    "class" => "Symfony\Component\Form\Extension\DataCollector\Proxy\ResolvedTypeDataCollectorProxy"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/src/Controller/ArticleController.php"
    "line" => 220
    "function" => "createView"
    "class" => "Symfony\Component\Form\Form"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 181
    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
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    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
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    "line" => 35
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
    "line" => 103
    "function" => "getToken"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Extension/CoreExtension.php"
    "line" => 1635
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  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/var/cache/dev/twig/a4/a456f2f504a18cd81037fa69e543310c.php"
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    "function" => "twig_get_attribute"
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    "function" => "displayWithErrorHandling"
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    "function" => "render"
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    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "line" => 181
    "function" => "renderHeader"
    "class" => "App\Controller\AppController"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpCache/SubRequestHandler.php"
    "line" => 86
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Fragment/InlineFragmentRenderer.php"
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    "function" => "render"
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    "function" => "displayBlock"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/TemplateWrapper.php"
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    "class" => "Twig\Template"
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    "class" => "Twig\Environment"
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    "line" => 453
    "function" => "doRenderView"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "line" => 253
    "function" => "doRender"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/src/Controller/ArticleController.php"
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    "function" => "render"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 181
    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/runtime/Runner/Symfony/HttpKernelRunner.php"
    "line" => 35
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/WrappedListener.php"
    "line" => 116
    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 56
    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/TraceableEventDispatcher.php"
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 202
    "function" => "filterResponse"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
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    "function" => "handleRaw"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
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]

Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=54o205i9llnbhaoqhmitqm1a3u; care_did=cf19db87-f4dc-4c7c-b5c9-30fd871b13eb; HandLtestDomainNameServer=HandLtestDomainValueServer; handl_url_base=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency%2F; organic_source=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency; organic_source_str=Internal; handl_url=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency%2F; handl_landing_page=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency%2F; handl_original_ref=https%3A%2F%2Fsprylab.com%2Fen%2Fdirectus-agency; handl_ip=3.144.167.32%2C%2064.252.87.51; user_agent=Mozilla%2F5.0%20AppleWebKit%2F537.36%20%28KHTML%2C%20like%20Gecko%3B%20compatible%3B%20ClaudeBot%2F1.0%3B%20%2Bclaudebot%40anthropic.com%29"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
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App\Entity\Article {#1094
  -id: 8543
  -title: "Common Reasons Why a Business Needs a Loan"
  -slug: "common-reasons-why-a-business-needs-a-loan"
  -introtext: "<p>There are many reasons why a business might need a loan stemming from the need to expand, maintain <a href="financial/how-getting-cash-flow-right-will-help-your-business-grow" target="_blank" rel="noopener">cash flow</a>, purchasing assets, and even building credit for the future.</p>\r\n"
  -content: """
    \r\n
    <p><img src="/images/Business_Loan.jpg" alt="Business_Loan.jpg" width="600" height="400" /></p>\r\n
    <p>New York has been the business hub of the world for many years and this has consistently made it an attractive location for entrepreneurs. Many modern entrepreneurs prefer the S corporation to other types of businesses because of the tax benefits which this provides. For more information, consider this resource on <a href="https://howtostartanllc.com/start-an-s-corp/new-york-s-corp" target="_blank" rel="noopener">how to start an S corporation in New York</a>.</p>\r\n
    <p>Here’s a detailed explanation of why these are some of the common reasons and how to achieve getting a loan for them.</p>\r\n
    <h2>1. Expanding</h2>\r\n
    <p>One of the most significant reasons why a business needs a loan is to invest in its growth potential. In addition to this, it’s also a great opportunity to respond to market demand and ultimately become successful. As your small business grows, it will become more stable. The one-man-band minimal sales will be much less profitable than a business with more branches and thousands of employees. You should calculate the possible increase in sales that is most likely to happen as a result of your expansion plans. This is a vital step before applying for a loan because if you overestimate this sum, and end up short, you could be facing bankruptcy, and all your ideas of a successful company will disappear. You need to make sure whether the sales can cover the cost of the loan and still make a profit. By using your current balance sheet combined with your sales projections you can see if your plans will make a positive impact on your bottom line.</p>\r\n
    <h2>2. Increasing Cash Flow</h2>\r\n
    <p>One of the aspects that are most challenging for small businesses is cash flow. Moreover, it can continue to be a problem when you have unsold inventory that needs to be moved so new products can be brought in and if you have customers who don’t pay for services. These issues can become even more problematic when you factor in the regular costs of your staff, utilities, inventory, and rent or mortgage. This is why most <a href="https://www.thetimes.co.uk/article/small-businesses-sceptical-of-cutting-carbon-footprint-jxw9snhzt" target="_blank" rel="noopener">small businesses </a>need a loan - to maintain cash flow and prevent these small mishaps from impacting their whole production. There are many financing options to support your small business, all of which need to be considered thoughtfully. Learn more how it works so your small business will get the best financing option for its needs. There are many types of small business loans which are uniquely built for different business needs, and all of which require different credit scores (if any). This is why it’s important to get a clear comparison sheet so you figure out what will work best for your small business.</p>\r\n
    <p><img src="/images/Cash_Flow.jpg" alt="Cash_Flow.jpg" width="601" height="401" /></p>\r\n
    <h2>3. Building Credit for the Future</h2>\r\n
    <p>Speaking of credit needed for a loan, what many business owners don’t realize is that you can also require a loan if you’re planning to apply for larger-scale financing in the years to come. The case can be made for starting with much smaller, short-term loans to build your business credit to the desired limit so it will be much easier to get funding from more serious lenders such as banks. Small businesses often have a very hard time qualifying for larger loans if both the owner and the business don’t have a very strong credit history to report. Taking out a smaller loan and making regular payments will build credit for the future. This tactic might also help you build new relationships with your lender, giving you a connection to go back to when you’re ready for a bigger loan. However, you should be very careful not to take on an early loan you can’t afford.</p>\r\n
    <h2>4. Facilitating Asset Purchase</h2>\r\n
    <p>Increasing your sales and growing your business often requires you to purchase assets such as vehicles and new machinery, among all the rest. While you may have enough cash on hand to cover working capital expenses for your small business, you may look for a loan to cover the purchase of these new assets so you could enable your small business to expand. One of the greatest ways to make this possible is with an asset funding loan because it can cover the costs of acquiring an expensive new asset, whatever it may be.&nbsp; Loan terms from 6 months to five years and fixed monthly repayments can help you plan your cash flow so you can make the most of your chance to grow. This type of loan can be used to buy different things for your small business, depending on what you need to fulfill your expansion plans. You could also use this loan to buy office and IT equipment, just to ensure that your staff has all the equipment they need so they could grow your business.</p>\r\n
    <p>&nbsp;</p>\r\n
    <p>These were some of the most common reasons why a business might need a loan. Be sure to research the types of loans and what the requirements are if you need one.</p>
    """
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