GET https://rct.dev.bbntimes.com/financial/the-ins-and-outs-of-applying-for-a-boat-loan

Response
200 OK
IP
3.15.3.102
Profiled on
Token
2e2e3b

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3535
  -links: [
    3656 => Symfony\Component\WebLink\Link {#3656
      -href: "/build/runtime.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3654 => Symfony\Component\WebLink\Link {#3654
      -href: "/build/644.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3653 => Symfony\Component\WebLink\Link {#3653
      -href: "/build/502.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3652 => Symfony\Component\WebLink\Link {#3652
      -href: "/build/app.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3651 => Symfony\Component\WebLink\Link {#3651
      -href: "/build/view-more.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3650 => Symfony\Component\WebLink\Link {#3650
      -href: "/build/term-condition.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3649 => Symfony\Component\WebLink\Link {#3649
      -href: "/build/contact.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3648 => Symfony\Component\WebLink\Link {#3648
      -href: "/build/scroll-infinite-article.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3647 => Symfony\Component\WebLink\Link {#3647
      -href: "/build/app.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3646 => Symfony\Component\WebLink\Link {#3646
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3645 => Symfony\Component\WebLink\Link {#3645
      -href: "/build/term-condition-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3644 => Symfony\Component\WebLink\Link {#3644
      -href: "/build/contact-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3643 => Symfony\Component\WebLink\Link {#3643
      -href: "/build/comment-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
  ]
}
_route 
"article_show"
_route_params 
[
  "category" => "financial"
  "slug" => "the-ins-and-outs-of-applying-for-a-boat-loan"
]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"f26b1b"
category 
"financial"
slug 
"the-ins-and-outs-of-applying-for-a-boat-loan"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=eiou1c7vgn36i94dbkr5vosi6t"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 09:00:33 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"2e2e3b"

Cookies

Request Cookies

Key Value
PHPSESSID 
"eiou1c7vgn36i94dbkr5vosi6t"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 09:00:12 +0000"
Last used 
"Sat, 22 Feb 25 09:00:31 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"nNtwdz0zjlPV7qUphRTUp5RhOXxPT8BjynAKizuMOsw"
_csrf/https-cookie_accept 
"0w6EXw8UwBxl99Q8QJceYYjemGkBA6_i7eJCGoNHQVI"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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    "function" => "require_once"
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]
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-csrf/TokenStorage/SessionTokenStorage.php"
    "line" => 79
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
[
  [
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    "line" => 52
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "function" => "show"
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    "type" => "->"
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    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
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    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
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    "line" => 453
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  [
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    "function" => "show"
    "class" => "App\Controller\ArticleController"
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    "function" => "handleRaw"
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    "type" => "->"
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  [
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    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
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]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/WrappedListener.php"
    "line" => 116
    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 56
    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
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  [
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
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    "function" => "filterResponse"
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]

Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=eiou1c7vgn36i94dbkr5vosi6t"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z7mSMLiBoyj8JZ8-HGx2jwAAABM"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
REDIRECT_SCRIPT_URL 
"/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z7mSMLiBoyj8JZ8-HGx2jwAAABM"
REDIRECT_URL 
"/public/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
REMOTE_ADDR 
"3.15.3.102"
REMOTE_PORT 
"7360"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1740214832
REQUEST_TIME_FLOAT 
1740214832.7298
REQUEST_URI 
"/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
SCRIPT_URL 
"/financial/the-ins-and-outs-of-applying-for-a-boat-loan"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"Z7mSMLiBoyj8JZ8-HGx2jwAAABM"

Sub Requests 6

CookieController :: renderAnalysis (token = d56c51)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"53b052"

AppController :: renderHeader (token = a81068)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"5f3cba"
slug 
"home"

ArticleController :: trendingArticle (token = 20b76e)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"53c686"
category 
"Finance"

ArticleController :: relatedArticles (token = c88dfe)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"4622e7"
current_article 
App\Entity\Article {#1094
  -id: 17013
  -title: "The Ins and Outs of Applying for a Boat Loan"
  -slug: "the-ins-and-outs-of-applying-for-a-boat-loan"
  -introtext: "<p>Whether you're a seasoned sailor seeking to upgrade your maritime adventures with a new vessel or a landlubber ready to take the plunge into boat ownership, understanding the nautical nuances of boat loans is crucial.</p>\r\n"
  -content: """
    \r\n
    <p>The process of securing financing to set sail on your dream boat has its complexities, much like navigating the high seas. This comprehensive guide sets the jib for prospective boat owners, helping them understand the intricate maneuvers of finding, applying for, and securing a boat loan.</p>\r\n
    <p><img src="/images/Seas_of_Selection-_Choosing_the_Right_Boat_for_your_Loan.png" alt="Seas_of_Selection-_Choosing_the_Right_Boat_for_your_Loan.png" width="599" height="899" /></p>\r\n
    <h2>1. Seas of Selection: Choosing the Right Boat for your Loan</h2>\r\n
    <p>Before you even think about applying for a boat loan, you must determine the type of boat that best suits your needs and lifestyle. The size, make, model, and features of the boat can significantly impact your loan terms. Consider whether you're after a fishing vessel, a sleek powerboat, or a luxurious yacht, each of which commands different price points and, therefore, different loan packages.</p>\r\n
    <p>Apart from the initial purchase price, factor in the costs associated with operating and maintaining the boat. This includes fuel, mooring or marina fees, insurance, and seasonal maintenance. A good rule of thumb is to set your budget based not just on the purchase price, but on the overall costs of boat ownership.</p>\r\n
    <h2>2. Navigating Your Finances: Understanding Your Credit and Budget</h2>\r\n
    <p>A boat loan is a type of installment loan, which will impact your credit score and your overall financial well-being. Before applying for a boat loan, assess your creditworthiness. Obtain a credit report, review it for errors, and take steps to improve your credit score, if necessary. Lenders will use your credit score to determine your interest rate, so a higher score can save you substantial money over the life of the loan.</p>\r\n
    <p>In addition to your credit, lenders will look at your debt-to-income ratio (DTI), which is the percentage of your monthly income that goes toward paying off debts. Lower DTI is favorable and may make you eligible for better loan terms. Analyze your monthly budget to understand how much of a boat payment you can afford without overextending yourself financially.</p>\r\n
    <h2>3. Setting a Course for the Right Lender</h2>\r\n
    <p>Finding the right lender for your boat loan is analogous to choosing the perfect seaside route: it requires thorough research and consideration of various factors. Start by exploring offerings from local banks, credit unions, and online financiers known for competitive rates and favorable terms in boat financing. It's beneficial to specifically look at institutions experienced in marine lending, as they often provide tailored advice and understand the nuances of boat ownership. For sailors in the Empire State, exploring options for <a href="https://www.hrccu.org/borrow/boat-loan/" target="_blank" rel="noopener">boat financing in NY</a> can be particularly advantageous, as many lenders are accustomed to the state's specific maritime and financial regulations, offering customized solutions to residents. Comparing rates, terms, and customer reviews from multiple lenders will steer you toward the most suitable financial partner for your seafaring needs.</p>\r\n
    <h2>4. Provisions and Regulations of Boat Loans</h2>\r\n
    <p>Boat loans are typically secured loans, meaning the boat itself is used as collateral for the loan. This can have implications for both securing the loan and in the event that you're unable to make payments.</p>\r\n
    <p>If you're buying a boat from a private seller, ensure the lender is able to work with them to secure the loan. If purchasing from a dealer, they can often support you through the financing process. Be sure to understand the regulations and insurance requirements for boats in your area, as these can add costs and complexity to your loan.</p>\r\n
    <h2>5. Charting Your Application Course</h2>\r\n
    <p>When <a href="https://www.forbes.com/advisor/personal-loans/how-to-get-a-boat-loan/" target="_blank" rel="noopener">applying for a boat loan</a>, be prepared to provide the same types of documents and information you would for any other type of loan, including bank statements, pay stubs, and tax returns. The lender may also request the bill of sale for the boat or a survey of the vessel if it's particularly large or expensive.</p>\r\n
    <p>The application process will include a review of your finances, the terms and conditions of the loan, and the creation of a loan agreement. You can expect to work with the lender to finalize these details.</p>\r\n
    <h2>6. The Final Approach: Securing the Boat Loan</h2>\r\n
    <p>After going through the application process, it's time for the lender to make a decision on your loan. If approved, they will present you with a final loan agreement for your signature. Carefully review the terms, including the <a href="politics/when-will-interest-rates-go-down-in-the-uk#:~:text=Current%20State%20and%20Future%20Projections,5.25%25%20in%20the%20August%20meeting." target="_blank" rel="noopener">interest rate,</a> the length of the loan, and any additional fees. Once you've secured the loan, you're one step closer to taking possession of your new boat. Be sure to keep up with payments, as the boat is used as collateral. Missing payments can result in the boat being repossessed, along with having a negative effect on your credit score.</p>\r\n
    <p><img src="/images/The_Final_Approach-_Securing_the_Boat_Loan.png" alt="The_Final_Approach-_Securing_the_Boat_Loan.png" width="599" height="399" /></p>\r\n
    <p>Navigating the waters of boat ownership requires a steady hand and a clear financial strategy. By following these six ins and outs of the boat loan application process, you can set sail with confidence, knowing you've done your due diligence to ensure smooth seas ahead.</p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1712353508 {#1145
    date: 2024-04-05 21:45:08.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1712353771 {#1150
    date: 2024-04-05 21:49:31.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 1996
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1712353508 {#1148
    date: 2024-04-05 21:45:08.0 UTC (+00:00)
  }
  -metakey: "The Ins and Outs of Applying for a Boat Loan"
  -metadesc: "Whether you're a seasoned sailor seeking to upgrade your maritime adventures with a new vessel or a landlubber ready to take the plunge into boat ownership, understanding the nautical nuances of boat loans is crucial."
  -robots: null
  -publishedAt: DateTime @1712353508 {#1147
    date: 2024-04-05 21:45:08.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = 3b6bab)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"4fe722"

CookieController :: renderCookie (token = 289cc8)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"e3a6e6"