GET https://rct.dev.bbntimes.com/financial/the-abcs-of-life-insurance-understanding-the-basics

Response
200 OK
IP
13.58.99.179
Profiled on
Token
3e137d

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
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"App\Controller\ArticleController::show"
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"_security_main"
_stopwatch_token 
"72e10e"
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"financial"
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"the-abcs-of-life-insurance-understanding-the-basics"

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Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=e7jni5p7k169ijpf8on94t7qqc"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 08:28:13 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"3e137d"

Cookies

Request Cookies

Key Value
PHPSESSID 
"e7jni5p7k169ijpf8on94t7qqc"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 08:27:40 +0000"
Last used 
"Sat, 22 Feb 25 08:28:11 +0000"
Lifetime 
0

Session Attributes

Attribute Value
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"m3feKc4cCwU55P0uHfX63tx5O7jVS_TUlPV83oJLG_E"
_csrf/https-cookie_accept 
"kEeBqeOwxKo-HMw1WWcFlKIwlRF9dMxRhAexjVGGWNw"

Session Usage

6 Usages
Stateless check enabled
Usage
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
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Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
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Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
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Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=e7jni5p7k169ijpf8on94t7qqc"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/the-abcs-of-life-insurance-understanding-the-basics"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/the-abcs-of-life-insurance-understanding-the-basics"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z7mKnJDyWLT8YV1VjBo0pwAAAIw"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/the-abcs-of-life-insurance-understanding-the-basics"
REDIRECT_SCRIPT_URL 
"/financial/the-abcs-of-life-insurance-understanding-the-basics"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z7mKnJDyWLT8YV1VjBo0pwAAAIw"
REDIRECT_URL 
"/public/financial/the-abcs-of-life-insurance-understanding-the-basics"
REMOTE_ADDR 
"13.58.99.179"
REMOTE_PORT 
"5230"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1740212892
REQUEST_TIME_FLOAT 
1740212892.9595
REQUEST_URI 
"/financial/the-abcs-of-life-insurance-understanding-the-basics"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/the-abcs-of-life-insurance-understanding-the-basics"
SCRIPT_URL 
"/financial/the-abcs-of-life-insurance-understanding-the-basics"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"Z7mKnJDyWLT8YV1VjBo0pwAAAIw"

Sub Requests 6

CookieController :: renderAnalysis (token = 717d9b)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"aa0e39"

AppController :: renderHeader (token = b23298)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"5291b5"
slug 
"home"

ArticleController :: trendingArticle (token = 99a2ce)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"ca0151"
category 
"Finance"

ArticleController :: relatedArticles (token = b5f8e0)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"e7d5da"
current_article 
App\Entity\Article {#1094
  -id: 16229
  -title: "The ABCs of Life Insurance: Understanding the Basics"
  -slug: "the-abcs-of-life-insurance-understanding-the-basics"
  -introtext: "<p>Life insurance often emerges as a critical pillar in the vast financial planning landscape.</p>\r\n"
  -content: """
    \r\n
    <p>It is your financial safety net, a reassurance that your loved ones will be cared for financially when you're no longer around. However, the world of life insurance can be complex and filled with jargon that makes it seem unsafe. This guide aims to demystify that complexity, providing a clear and concise understanding of life insurance.</p>\r\n
    <p><img src="/images/What_is_Life_Insurance.png" alt="What_is_Life_Insurance.png" width="601" height="450" />&nbsp;</p>\r\n
    <h2>What is Life Insurance?</h2>\r\n
    <p>In its simplest form, life insurance is a contract between an insurance policyholder and an insurance company. The policyholder agrees to pay a specific sum known as a premium, either periodically or as a lump sum. In return, the insurance company promises to provide a predetermined amount of money, known as the death benefit, to named beneficiaries upon the policyholder's death.</p>\r\n
    <p>Different kinds of life insurance policies serve different financial needs. Term life policies cover a specified term, for instance, 10, 20, or 30 years. On the other hand, permanent life insurance, such as whole life or universal life, provides lifelong coverage. These policies also build up a cash value component that can grow over time, providing additional financial resources.</p>\r\n
    <p>Beyond providing financial support for loved ones, life insurance can also play a crucial role in estate planning. In cases of <a href="https://www.insuranceandestates.com/" target="_blank" rel="noopener">insurance and estates</a>, life insurance can help mitigate estate taxes and facilitate the transfer of assets to beneficiaries. An insurance policy can also serve as a source of liquidity to cover any estate taxes or other costs associated with transferring assets.</p>\r\n
    <h2>Types of Life Insurance</h2>\r\n
    <p>There are several types of life insurance policies available in the market today. Each type serves a unique purpose and offers different benefits, making it essential to<a href="financial/a-comprehensive-introduction-to-insurance-exploring-its-nature-and-various-categories" target="_blank"> understand which policy fits</a> your needs.</p>\r\n
    <p><img src="/images/Types_of_Life_Insurance.png" alt="Types_of_Life_Insurance.png" width="600" height="544" /></p>\r\n
    <ol>\r\n
    <li aria-level="1">\r\n
    <p>Term Life Insurance - This policy provides coverage for a period of 10 to 30 years. It is typically the most affordable option and is suitable for those with temporary financial obligations, such as paying off a mortgage or providing income replacement for young children.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Whole Life Insurance - This type of policy provides permanent coverage for the policyholder's entire life as long as premiums are paid. It also includes a cash value component that grows over time and can be accessed through loans or withdrawals.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Universal Life Insurance - This policy offers permanent coverage and a cash value component like whole life insurance. However, it provides more flexibility regarding premium payments and death benefits.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Variable Life Insurance - This type of policy combines the features of life insurance with investment opportunities. The policyholder can potentially allocate a portion of their premiums towards investments to grow the cash value component.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Variable Universal Life Insurance - This policy combines variable and universal life insurance, offering both investment options and flexibility in premiums and death benefits.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Guaranteed Issue Life Insurance - This policy does not require a medical exam and guarantees coverage regardless of the applicant's health condition. However, it often has lower death benefits and higher premiums than other policies.</p>\r\n
    </li>\r\n
    </ol>\r\n
    <h2>How to Determine Life Insurance Coverage Needs:</h2>\r\n
    <p>Determining your life insurance coverage needs is critical in the buying process. Here's a guide to help you make an informed decision:</p>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Assess Your Financial Obligations: The primary purpose of life insurance is to ensure that your dependents are financially secure in your absence. Start by calculating your financial obligations. This could include your mortgage, car loans, student loans, child education expenses, and other debts.&nbsp;</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Consider Future Expenses: Aside from current obligations, consider future expenses your family might incur. For instance, if you have children, their college education can be a significant expenditure.&nbsp;</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Estimate Your Family's Living Expenses: Consider your family's day-to-day living costs. Consider the expenses your income currently covers, and calculate how much would be needed to maintain the same lifestyle in your absence.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Consider Your Existing Resources: Take a look at your existing resources. These could include your savings, investments, retirement funds, and life insurance policies. Subtract these from your total financial obligations to understand how much additional coverage you need.</p>\r\n
    </li>\r\n
    <li aria-level="1">\r\n
    <p>Review and Update: Life insurance needs can change over time. Significant life events like marriage, the birth of a child, the purchase of a home, or a job change can influence your coverage needs. Reviewing and updating your life insurance policy periodically is wise to ensure it aligns with your current circumstances and future goals.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <p>Understanding your life insurance needs can be complex, but securing your family's financial future is crucial. Consult with a <a href="https://corporatefinanceinstitute.com/resources/career/financial-advisor/" target="_blank" rel="noopener">financial advisor</a> or insurance professional to help guide you if needed.</p>\r\n
    <p>Life insurance is vital for financial planning and brings peace of mind to policyholders and their loved ones. Before deciding, understand different policy types, features, benefits, and coverage needs. With this knowledge, make an informed choice that aligns with your financial goals. Regularly review and update your policy to ensure it meets your needs.</p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1704842410 {#1145
    date: 2024-01-09 23:20:10.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1704842479 {#1150
    date: 2024-01-09 23:21:19.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 1279
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1704842410 {#1148
    date: 2024-01-09 23:20:10.0 UTC (+00:00)
  }
  -metakey: "The ABCs of Life Insurance: Understanding the Basics"
  -metadesc: "Life insurance often emerges as a critical pillar in the vast financial planning landscape."
  -robots: null
  -publishedAt: DateTime @1704842410 {#1147
    date: 2024-01-09 23:20:10.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = 58cbb4)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"4987a1"

CookieController :: renderCookie (token = b12c9e)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"01cb34"