GET https://rct.dev.bbntimes.com/financial/9-things-to-avoid-after-receiving-mortgage-preapproval

Response
200 OK
IP
216.73.216.178
Profiled on
Token
49af20

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
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"_security_main"
_stopwatch_token 
"f6b158"
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"financial"
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Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=4664o1cldcfu9ec6fahald572c"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Thu, 31 Jul 2025 15:53:42 GMT"
link 
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x-debug-token 
"49af20"

Cookies

Request Cookies

Key Value
PHPSESSID 
"4664o1cldcfu9ec6fahald572c"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Thu, 31 Jul 25 15:53:38 +0000"
Last used 
"Thu, 31 Jul 25 15:53:41 +0000"
Lifetime 
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Session Attributes

Attribute Value
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Session Usage

6 Usages
Stateless check enabled
Usage
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
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    "function" => "run"
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    ]
    "function" => "require_once"
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]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
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    "function" => "getMetadataBag"
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    "function" => "handleRaw"
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    "function" => "run"
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    ]
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]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
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    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
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    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
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    "function" => "callListeners"
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]

Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=4664o1cldcfu9ec6fahald572c"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"aIuRhdE-ADnzY6iZRMK7eAAAAEw"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
REDIRECT_SCRIPT_URL 
"/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"aIuRhdE-ADnzY6iZRMK7eAAAAEw"
REDIRECT_URL 
"/public/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
REMOTE_ADDR 
"216.73.216.178"
REMOTE_PORT 
"25550"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1753977221
REQUEST_TIME_FLOAT 
1753977221.7035
REQUEST_URI 
"/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
SCRIPT_URL 
"/financial/9-things-to-avoid-after-receiving-mortgage-preapproval"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"aIuRhdE-ADnzY6iZRMK7eAAAAEw"

Sub Requests 6

CookieController :: renderAnalysis (token = e9ca4d)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"1d1651"

AppController :: renderHeader (token = e697de)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"6fad38"
slug 
"home"

ArticleController :: trendingArticle (token = 4602ae)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"6dbfee"
category 
"Finance"

ArticleController :: relatedArticles (token = cfe644)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"4f214d"
current_article 
App\Entity\Article {#1094
  -id: 12297
  -title: "9 Things To Avoid After Receiving Mortgage Preapproval"
  -slug: "9-things-to-avoid-after-receiving-mortgage-preapproval"
  -introtext: "<p>Getting preapproved&nbsp;for a&nbsp;mortgage&nbsp;doesn't guarantee that you'll be officially approved.</p>\r\n"
  -content: """
    \r\n
    <p>While it may seem clear that you must continue paying your payments while waiting for your settlement date after receiving a mortgage pre-approval, some prospective borrowers overlook their finances in the thrill of house hunting.</p>\r\n
    <p>The last thing you want to do after <a href="https://www.homelendingpal.com/va-loans-how-to-get-pre-approved/">being preapproved for a mortgage</a>—which is not an easy process—is to lose track of your finances.</p>\r\n
    <p>Here are nine blunders to avoid the following preapproval:</p>\r\n
    <h2>1. Requesting New Credit</h2>\r\n
    <p><img src="/images/Mortgage_House.jpg" alt="Mortgage_House.jpg" width="600" height="401" /></p>\r\n
    <p>Before approving a loan in full, mortgage lenders are obligated to <a href="financial/a-complete-guide-to-understand-everything-about-refinancing-your-mortgage" target="_blank" rel="noopener">run a second credit check</a>. Generally speaking, if it's just an enquiry, there won't be any issues, but if you've opened a new account, that will need to be validated, which could delay settlement.</p>\r\n
    <p>The new credit could affect your credit score, which might necessitate adjusting your interest rate.</p>\r\n
    <h2>2. Placing Large Orders</h2>\r\n
    <p>If you use credit to purchase furniture or appliances, your lender will need to consider the payments when calculating your debt-to-income ratio. This could cause a settlement to be cancelled or postponed. If you pay cash, you won't have as many resources available for a down payment and cash reserves, which could have a comparable effect.</p>\r\n
    <h2>3. Settling all of Your Debt</h2>\r\n
    <p>You should speak with your lender before taking any action because every decision you make with your money will have an effect. If you terminate your account or reduce your financial reserves, it could still damage you even if you pay off your credit card debt. We'll also need to know how the funds were obtained to settle the loan.</p>\r\n
    <h2>4. Co-Signing For Debt</h2>\r\n
    <p>According to Koss, some borrowers mistakenly believe that cosigning a school loan or auto loan won't affect their credit, but it will, especially if it's a new loan.</p>\r\n
    <p>We can work with cancelled checks over the past 12 months to verify that the cosigner is making payments on the debt, but payments on a newer loan will be factored into your debt-to-income ratio.</p>\r\n
    <h2>5. Changing Careers</h2>\r\n
    <p>Try to avoid changing employment after receiving a preapproval if at all possible. Even though it would seem like a smart choice, it could cause a delay in your payment as we verify your employment and wait for one or potentially two pay stubs to show your new salary.</p>\r\n
    <h2>6. Ignoring Requests From Lenders</h2>\r\n
    <p>If your lender advises you to do something or makes a specific request, you should comply. It can be helpful to provide <a href="https://www.forbes.com/uk/advisor/mortgages/how-to-get-a-mortgage/" target="_blank" rel="noopener">all needed documents</a> right away to prevent delays in the settlement procedure.</p>\r\n
    <h2>7. Having Financial Difficulties</h2>\r\n
    <p>All bills must be paid on time, and you must make sure that none of your accounts is overdrawn. If you have payments billed to a credit card automatically, you should keep doing so. You want to make sure your finances stay as near to the preapproval snapshot as feasible because it represents a moment in time.</p>\r\n
    <h2>8. Overlooking Deposits</h2>\r\n
    <p>It's no issue to increase your assets, but you must present thorough proof of any deposits other than your regular wage. Keep detailed records of everything. If you receive a bonus or are cashing in your CDs to consolidate your assets, be proactive and get in touch with your lender. What you'll need for a paper trail can be suggested by a reputable lender.</p>\r\n
    <p>Make sure you have a gift letter from your donor if you are getting gift money.</p>\r\n
    <h2>9. Missing Out On Seller Concessions</h2>\r\n
    <p><img src="/images/9_Things_To_Avoid_After_Receiving_Mortgage_Preapproval.jpg" alt="9_Things_To_Avoid_After_Receiving_Mortgage_Preapproval.jpg" /></p>\r\n
    <p>There are occasionally opportunities to seek assistance with closing costs, even in a seller's market. If you want seller concessions to be taken into account when approving your loan, your lender has to know whether you plan to request them or receive them.</p>\r\n
    <p>Be careful to go over everything with your lender and be in touch at all times while the loan is being processed.</p>\r\n
    <p>&nbsp;</p>\r\n
    <p class="p1"><span class="s1"><i>Disclaimer:&nbsp;</i></span><span class="s1"><i>This article is for informational purposes only and does not constitute a recommendation or investment advice. You should not construe any such information or other material as legal, tax, investment, trading, financial, or other advice. Please seek a professional financial advisor before making any investment decision. We are not&nbsp;responsible for and do not endorse or accept any responsibility for the availability, contents, products, services or use of any third party website as stated in our&nbsp;</i><a href="support/privacy-policy" target="_blank"><span class="s2"><i>privacy policy</i></span></a><i>.</i></span></p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1660246080 {#1145
    date: 2022-08-11 19:28:00.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1660246235 {#1150
    date: 2022-08-11 19:30:35.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 1426
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1660246080 {#1148
    date: 2022-08-11 19:28:00.0 UTC (+00:00)
  }
  -metakey: "9 Things To Avoid After Receiving Mortgage Preapproval"
  -metadesc: "Getting preapproved\u{A0}for a\u{A0}mortgage\u{A0}doesn't guarantee that you'll be officially approved."
  -robots: null
  -publishedAt: DateTime @1660246080 {#1147
    date: 2022-08-11 19:28:00.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = 09f371)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"de4ca0"

CookieController :: renderCookie (token = 172ece)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"c5fddf"