GET https://rct.dev.bbntimes.com/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance

Response
200 OK
IP
18.190.158.76
Profiled on
Token
57418d

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3608
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      -href: "/build/runtime.js"
      -rel: [
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      -attributes: [
        "as" => "script"
      ]
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    3727 => Symfony\Component\WebLink\Link {#3727
      -href: "/build/644.js"
      -rel: [
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      -attributes: [
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      ]
    }
    3726 => Symfony\Component\WebLink\Link {#3726
      -href: "/build/502.js"
      -rel: [
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      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3725 => Symfony\Component\WebLink\Link {#3725
      -href: "/build/app.js"
      -rel: [
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      -attributes: [
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      ]
    }
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      -attributes: [
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    }
    3723 => Symfony\Component\WebLink\Link {#3723
      -href: "/build/term-condition.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3722 => Symfony\Component\WebLink\Link {#3722
      -href: "/build/contact.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3721 => Symfony\Component\WebLink\Link {#3721
      -href: "/build/scroll-infinite-article.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3720 => Symfony\Component\WebLink\Link {#3720
      -href: "/build/app.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3719 => Symfony\Component\WebLink\Link {#3719
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3718 => Symfony\Component\WebLink\Link {#3718
      -href: "/build/term-condition-css.css"
      -rel: [
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      -attributes: [
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      ]
    }
    3717 => Symfony\Component\WebLink\Link {#3717
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      -rel: [
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      -attributes: [
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      ]
    }
    3716 => Symfony\Component\WebLink\Link {#3716
      -href: "/build/comment-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
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}
_route 
"article_show"
_route_params 
[
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  "slug" => "nostalgia-the-biggest-obstacle-to-innovation-in-finance"
]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"25d560"
category 
"financial"
slug 
"nostalgia-the-biggest-obstacle-to-innovation-in-finance"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=pmge9v1ccj8eftcqrvokuuk1o5"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Wed, 16 Apr 2025 07:00:58 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"57418d"

Cookies

Request Cookies

Key Value
PHPSESSID 
"pmge9v1ccj8eftcqrvokuuk1o5"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Wed, 16 Apr 25 06:59:46 +0000"
Last used 
"Wed, 16 Apr 25 07:00:56 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"gH15rJrkdI_Qq5DCbpI0sWHBEdCRHHCCm_0z-2wpQvk"
_csrf/https-cookie_accept 
"pNuhDHCrA1SpL6CKAAwWlj58SEP4Q9uBnPTAhQYIXd8"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
[
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "line" => 181
    "function" => "show"
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    "type" => "->"
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    "function" => "handleRaw"
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    "type" => "->"
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    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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    "function" => "handle"
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    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
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    "args" => [
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    ]
    "function" => "require_once"
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]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
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    "function" => "getToken"
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    "function" => "handleRaw"
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    "type" => "->"
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    "function" => "handle"
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    "function" => "run"
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    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
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]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
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  [
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    "line" => 116
    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
    "type" => "->"
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    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 56
    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
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  [
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    "function" => "filterResponse"
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Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=pmge9v1ccj8eftcqrvokuuk1o5"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z_9VqWoKrZxLoz1OR4R0UgAAAIw"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
REDIRECT_SCRIPT_URL 
"/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z_9VqWoKrZxLoz1OR4R0UgAAAIw"
REDIRECT_URL 
"/public/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
REMOTE_ADDR 
"18.190.158.76"
REMOTE_PORT 
"3751"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1744786857
REQUEST_TIME_FLOAT 
1744786857.8511
REQUEST_URI 
"/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
SCRIPT_URL 
"/financial/nostalgia-the-biggest-obstacle-to-innovation-in-finance"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"Z_9VqWoKrZxLoz1OR4R0UgAAAIw"

Sub Requests 6

CookieController :: renderAnalysis (token = fb4135)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"6c48fa"

AppController :: renderHeader (token = 7bf444)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"7985b8"
slug 
"home"

ArticleController :: trendingArticle (token = 9abbc1)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"c01c82"
category 
"Finance"

ArticleController :: relatedArticles (token = be25c8)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"a99733"
current_article 
App\Entity\Article {#1094
  -id: 2174
  -title: "Nostalgia: The Biggest Obstacle to Innovation in Finance"
  -slug: "nostalgia-the-biggest-obstacle-to-innovation-in-finance"
  -introtext: "<p><a href="https://www.wired.com/insights/2015/02/people-need-banking-not-banks-the-case-for-thinking-different/" target="_blank" rel="nofollow noopener">People will always need banking, but clearly no longer needs banks</a>. The first time I heard that was in 2015 and I thought it sounded clever. Now three years later, we are seeing the banking paradigm visibly crack.&nbsp;</p>\r\n"
  -content: """
    \r\n
    <p class="quote-left">Virtual currencies are in a different category, because they provide their own unit of account and payment systems. These systems allow for peer-to-peer transactions without central clearinghouses, without central banks.</p>\r\n
    <p class="quote-right"><a href="https://fee.org/articles/imf-head-predicts-the-end-of-banking-and-the-triumph-of-cryptocurrency/" target="_blank" rel="nofollow noopener">Christine Lagarde</a></p>\r\n
    <p>If you are not in progressive, high technology communities this conversation may seem radical. I am in Rochester, NY the home of&nbsp;<a href="http://www.rit.edu/" target="_blank" rel="nofollow noopener">Rochester Institute of Technology</a>&nbsp;and&nbsp;<a href="https://www.fastcompany.com/1806686/way-kodak-died" target="_blank" rel="nofollow noopener">Kodak</a>&nbsp;— the poster child for a business that didn’t listen and learn. While we have some progressive leaders and some neat businesses, the terms fintech, cryptocurrency and blockchain are not part of our regular vernacular, yet. We still have so much work to do to build bridges between digital natives and traditional working class outside of the banking industry. Every once in a while, I’d invite that we step back and ask —&nbsp;who do we need to educate so that he/she can participate?&nbsp;Participation is the currency of today.<br /><br /></p>\r\n
    <p class="quote-left">The art of progress is to preserve order amid change and to preserve change amid order.</p>\r\n
    <p><span class="quote-right">Alfred North Whitehead</span><br /><br />Listening to the&nbsp;<a href="https://breakingbanks.com/episode/breaking-banks-next-money-chicago/" target="_blank" rel="nofollow noopener">Next Money Chicago</a>&nbsp;conversation among&nbsp;<a href="https://twitter.com/rshevlin" target="_blank" rel="nofollow noopener">Ron Shelvin</a>,<a href="https://twitter.com/cxofficer" target="_blank" rel="nofollow noopener">&nbsp;Derek Corcoran</a>,&nbsp;<a href="https://twitter.com/DuenaBlomstrom" target="_blank" rel="nofollow noopener">Duena Blomstrom</a>&nbsp;and&nbsp;<a href="https://twitter.com/ManagementBytes" target="_blank" rel="nofollow noopener">Kris Kovacs</a>&nbsp;about finch platforms, the tension between past and future was palpably brought to life:</p>\r\n
    <p><em>Do we sacrifice what we have built in order to gain much more of anticipated marketplace?</em></p>\r\n
    <p><em>Do we have the psychological reslienceto take a short term loss as we build bridge to opportunity?</em></p>\r\n
    <p><em>How much of the platform is based on traditional financial models with higher levels of digital sophistication vs. how much of the platform is based on an entirely new mindset?</em></p>\r\n
    <p><em>What are the key indicators of progress and success both tangible and intangible?</em></p>\r\n
    <p>There are no easy answers and each person and organization is going to have to find their place on the continuum of these polarities. Keeping the complexity visible is useful.</p>\r\n
    <p><a href="https://twitter.com/DuenaBlomstrom" target="_blank" rel="nofollow noopener">Blomstrom</a> has a very important point of view, “being a platform isn’t about the numbers, it is about connectivity.” Building on capabality, the questions she asks are important to all of us:</p>\r\n
    <p><em>How far along are you?</em></p>\r\n
    <p><em>How well do you curate?</em></p>\r\n
    <p><em>How good are you at plug-n-play?</em></p>\r\n
    <p>In this midst of so much complexity, perhaps the best we can do is frame good questions. I want to leave you with one:&nbsp;What is the biggest obstacle to your abilitly to innovate? I asked this question to Fast Company’s&nbsp;<a href="https://www.fastcompany.com/user/robert-safian" target="_blank" rel="nofollow noopener">Robert Safain</a>&nbsp;and he replied with a matter of fact grin, “The biggest obstacle to innovation is nostalgia.”</p>\r\n
    <p>Listen to the episode that inspired the article now:</p>\r\n
    <p><a href="https://soundcloud.com/breakingbanks/breaking-banks-at-next-money-chicago" target="_blank" rel="noopener"><img src="/images/Next-Money-Chicago.png" alt="" /></a></p>\r\n
    <p>Credits &amp; special thanks to Jennifer Sertl, Breaking Banks Contributor.&nbsp;Jennifer Sertl is a business strategist fostering better decisions, systems thinking, and scenario planning. You can find her on twitter @agility3r.</p>\r\n
    <h2 class="p1"><span style="color: #10228b;"><b>About the Author</b></span></h2>\r\n
    <p class="p2">Brett King is a widely recognised top 5 FinTech influencer. He is a futurist, an Amazon bestselling author, an award winning speaker, hosts a globally recognized radio show (<span class="s1">Breaking Banks</span>), is the <a href="https://moven.com/"><span class="s1">CEO of Moven</span></a>, and in his spare time enjoys flying as an IFR pilot, scuba diving, motor racing, gaming (mostly FPS) and Sci-Fi. He advised the Obama administration on the Future of Banking, and has spoken on the future in 50 countries in the last 3 years.</p>\r\n
    <p class="p2"><span class="s1">Breaking Banks</span>,&nbsp;#1 show&nbsp;on<a href="https://www.voiceamerica.com/show/2193/breaking-banks-fintech"><span class="s1">&nbsp;VoiceAmerica Business</span></a>, is the leading&nbsp;global fintech podcast with more than 5.5 million listens from 172 countries.&nbsp;<span class="s1">Breaking Banks broadcasts</span>, are live every Thursday at 3pm EST&nbsp;in NYC&nbsp;on 1160AM WVNJ Radio and globally via VoiceAmerica’s Business Channel.&nbsp;</p>\r\n
    <p class="p2">His latest book <a href="https://www.amazon.com/Bank-4-0-Banking-everywhere-never/dp/9814771767"><span class="s1">Bank 4.0: Banking everywhere, never at a bank</span></a> will be shortly released on Amazon.</p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1531233197 {#1145
    date: 2018-07-10 14:33:17.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1628460088 {#1150
    date: 2021-08-08 22:01:28.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 4218
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1531233195 {#1148
    date: 2018-07-10 14:33:15.0 UTC (+00:00)
  }
  -metakey: ""
  -metadesc: "People will always need banking, but clearly no longer needs banks. The first time I heard that was in 2015 and I thought it sounded clever. Now three years later, we are seeing the banking paradigm visibly crack."
  -robots: null
  -publishedAt: DateTime @1531233195 {#1147
    date: 2018-07-10 14:33:15.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = 2e77f6)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"60200e"

CookieController :: renderCookie (token = 88f5a8)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"d1c6f5"