GET https://rct.dev.bbntimes.com/financial/4-steps-to-a-debt-free-2021

Response
200 OK
IP
3.144.11.146
Profiled on
Token
62b888

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3535
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    3656 => Symfony\Component\WebLink\Link {#3656
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      -rel: [
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      -attributes: [
        "as" => "script"
      ]
    }
    3654 => Symfony\Component\WebLink\Link {#3654
      -href: "/build/644.js"
      -rel: [
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      ]
      -attributes: [
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      ]
    }
    3653 => Symfony\Component\WebLink\Link {#3653
      -href: "/build/502.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3652 => Symfony\Component\WebLink\Link {#3652
      -href: "/build/app.js"
      -rel: [
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      -attributes: [
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      ]
    }
    3651 => Symfony\Component\WebLink\Link {#3651
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      -rel: [
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      -attributes: [
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      ]
    }
    3650 => Symfony\Component\WebLink\Link {#3650
      -href: "/build/term-condition.js"
      -rel: [
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      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3649 => Symfony\Component\WebLink\Link {#3649
      -href: "/build/contact.js"
      -rel: [
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      ]
      -attributes: [
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      ]
    }
    3648 => Symfony\Component\WebLink\Link {#3648
      -href: "/build/scroll-infinite-article.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
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      ]
    }
    3647 => Symfony\Component\WebLink\Link {#3647
      -href: "/build/app.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3646 => Symfony\Component\WebLink\Link {#3646
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3645 => Symfony\Component\WebLink\Link {#3645
      -href: "/build/term-condition-css.css"
      -rel: [
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      -attributes: [
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      ]
    }
    3644 => Symfony\Component\WebLink\Link {#3644
      -href: "/build/contact-css.css"
      -rel: [
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      -attributes: [
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      ]
    }
    3643 => Symfony\Component\WebLink\Link {#3643
      -href: "/build/comment-css.css"
      -rel: [
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      ]
      -attributes: [
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      ]
    }
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}
_route 
"article_show"
_route_params 
[
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  "slug" => "4-steps-to-a-debt-free-2021"
]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"684f18"
category 
"financial"
slug 
"4-steps-to-a-debt-free-2021"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=q41adhivr5r8ab1pcc8suiphpg"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 08:35:30 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"62b888"

Cookies

Request Cookies

Key Value
PHPSESSID 
"q41adhivr5r8ab1pcc8suiphpg"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 08:35:25 +0000"
Last used 
"Sat, 22 Feb 25 08:35:27 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"ly7OYWGN24nh5xyzXZ6o6mdgUoa7loRUDO6Szj34dQE"
_csrf/https-cookie_accept 
"MieCF7urbtVN-a4UZQ9cRmb7KQRX3dBnTEpTmfSNxZA"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "type" => "->"
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    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/runtime/Runner/Symfony/HttpKernelRunner.php"
    "line" => 35
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
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    "function" => "render"
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    "line" => 453
    "function" => "doRenderView"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "function" => "render"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "function" => "renderHeader"
    "class" => "App\Controller\AppController"
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  [
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpCache/SubRequestHandler.php"
    "line" => 86
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Fragment/InlineFragmentRenderer.php"
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    "function" => "render"
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  [
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    "function" => "render"
    "class" => "Symfony\Component\HttpKernel\DependencyInjection\LazyLoadingFragmentHandler"
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  [
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    "function" => "displayWithErrorHandling"
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  [
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    "function" => "display"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Template.php"
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    "function" => "displayWithErrorHandling"
    "class" => "Twig\Template"
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  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Template.php"
    "line" => 379
    "function" => "display"
    "class" => "Twig\Template"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/TemplateWrapper.php"
    "line" => 38
    "function" => "render"
    "class" => "Twig\Template"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Environment.php"
    "line" => 280
    "function" => "render"
    "class" => "Twig\TemplateWrapper"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 448
    "function" => "render"
    "class" => "Twig\Environment"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 453
    "function" => "doRenderView"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 253
    "function" => "doRender"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/src/Controller/ArticleController.php"
    "line" => 277
    "function" => "render"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 181
    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/runtime/Runner/Symfony/HttpKernelRunner.php"
    "line" => 35
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/WrappedListener.php"
    "line" => 116
    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 56
    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/TraceableEventDispatcher.php"
    "line" => 139
    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 214
    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 202
    "function" => "filterResponse"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
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    "function" => "handle"
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    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]

Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=q41adhivr5r8ab1pcc8suiphpg"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/4-steps-to-a-debt-free-2021"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/4-steps-to-a-debt-free-2021"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z7mMUbiBoyj8JZ8-HGxtQgAAABE"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/4-steps-to-a-debt-free-2021"
REDIRECT_SCRIPT_URL 
"/financial/4-steps-to-a-debt-free-2021"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z7mMUbiBoyj8JZ8-HGxtQgAAABE"
REDIRECT_URL 
"/public/financial/4-steps-to-a-debt-free-2021"
REMOTE_ADDR 
"3.144.11.146"
REMOTE_PORT 
"34664"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1740213329
REQUEST_TIME_FLOAT 
1740213329.2247
REQUEST_URI 
"/financial/4-steps-to-a-debt-free-2021"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/4-steps-to-a-debt-free-2021"
SCRIPT_URL 
"/financial/4-steps-to-a-debt-free-2021"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"Z7mMUbiBoyj8JZ8-HGxtQgAAABE"

Sub Requests 6

CookieController :: renderAnalysis (token = c69934)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"c9341a"

AppController :: renderHeader (token = 72038e)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"bd6d04"
slug 
"home"

ArticleController :: trendingArticle (token = 4f6601)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"23ada4"
category 
"Finance"

ArticleController :: relatedArticles (token = c14bb3)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"23d49a"
current_article 
App\Entity\Article {#1094
  -id: 7786
  -title: "4 Steps to a Debt Free 2021"
  -slug: "4-steps-to-a-debt-free-2021"
  -introtext: "<p>2020 was a difficult year for so many of us financially.</p>\r\n"
  -content: """
    \r\n
    <p>The impact of the CoronaVirus Pandemic on people’s jobs and finances was unprecedented and left many people in dire straits. With the first rollout of the new vaccines in countries across the world, however, 2021 is shaping up to be a better year for us all. While the ultimate finish line of the pandemic is still some months away, the global economic recovery has already started, and so it is time to start planning our own personal financial recoveries. Many of us have understandably racked up some debt over the last year and are now looking at the best solutions for paying that debt off.</p>\r\n
    <p>To help everyone start the new year off with a clean slate, here are 4 steps to a debt-free 2021.</p>\r\n
    <p><img src="https://lh5.googleusercontent.com/mbbnwIqXNsCdKhLXQ209ifC7twK3pU6AEKhIDv58PGCVDyL51MXb82IMdR4cMgUhpctdAlrk4IDVQQjUULs3Jon5ML5lY1bt1W4XlRrX3f5rcJ7K4ymoQE118ukAkXwnJ1F3fuQR" alt="Write off Your Debts With an IVA" width="527" height="297" /></p>\r\n
    <h2>1. Write off Your Debts With an IVA</h2>\r\n
    <p>One of the best ways you can write off your debts if you live in the UK is through an individual voluntary arrangement (IVA). With an IVA, you make an agreement with your creditors to pay back a set sum every month for the duration of five years. Any money which is still owed when that five-year period is expired is automatically written off. The process is relatively straightforward but it is still worth getting expert advice such as&nbsp;https://www.jubilee2000uk.org/iva/a-guide-to-ivas-or-individual-voluntary-arrangements-in-the-uk.html to ensure everything goes smoothly. An IVA is a good arrangement for both parties as it ensures that your creditors get back at least some of the money which you owe them, and it helps you to write off some of the mounting debts caused by high-interest rates. An IVA can help you write-off as much as 80% of what you owe so it is a great solution to begin 2021.</p>\r\n
    <h2>2. Write a Detailed Budget&nbsp;</h2>\r\n
    <p>Many people who end up in debt actually have enough monthly income to comfortably cover their outgoings. Where they fail is that they don’t budget accordingly and so they end up overspending making impulse purchases or not staying within their means. Always write a<a href="https://www.thebalance.com/how-to-make-a-budget-1289587"> detailed monthly budget</a>, breaking it down into big expenditures such as rent, car payments, and utilities, and try to put some aside for savings or emergency funds. This is very important as it can help you to prepare for a rainy day or provide the money to treat yourself at the end of the month or year. It is really surprising how far your money can stretch when you take the time to lay it out at the start of the month. Nothing is too small to make it onto your budget, and the more detailed the budget is, the more savings you can make.</p>\r\n
    <h2>3. Pay For Things In Full</h2>\r\n
    <p>One way in which people fall into debt is by buying things and paying for them later or in monthly installments. Often when you buy something with monthly payments, extra interest is added which ends up making the item significantly more expensive than it originally was. Similarly, if you get something on a buy now, pay later deal, you may not budget for it and so when it comes to paying you will be taken by surprise. Make it a new year’s resolution to pay for everything upfront so that you don’t end up being hit with extra interest or unforeseen costs. If you can’t afford something at that moment and it isn’t an emergency, save up for a couple of months and pay for it then.</p>\r\n
    <h2>4. Take Advantage of the Last Months of Lockdown</h2>\r\n
    <p>While the Covid-19 lockdown has very few positives to speak of, if you are fortunate enough to have kept your job and are working from home, the lockdown is a great opportunity to <a href="https://www.forbes.com/sites/advisoruk/2020/11/05/25-ways-to-make--save-money-during-england-lockdown/">save some money</a>. When you are planning your monthly budget, you can completely cut the sections for transport, eating out, and everything else which you are not allowed to do under your local lockdown rules. In many countries, national lockdowns are likely to last a few more months, so use them to pay off your debt so you can start with a clean slate when the pandemic is over.</p>\r\n
    <p><img src="https://lh6.googleusercontent.com/EPMZEEl6hWKqOi9d_V1OC_sl6JChzq0_GMbqQXoXQrsTOh6YacEOqcDY2AFzSztCyN2walbdJ-ZeNT92wgOq6SXJ-_AGCEGeLsIZNph3q5tLw_WjOq5YBtBd9FSwiJBrQCyLYZgW" alt="Take Advantage of the Last Months of Lockdown" width="495" height="334" /></p>\r\n
    <p><br />With 2020 now behind us, we are all hoping that <a href="global-economy/us-stocks-in-2020-and-the-prospects-for-2021">2021</a> will be a better year. Financial difficulties can cause a lot of pressure in our lives, and mounting debts can be a particularly heavy burden. While it may seem unachievable now, implementing a few simple changes can really make a huge difference in clearing your debts. Take advantage of an IVA and then make the lifestyle changes in this guide which will ensure you remain debt free for years to come.</p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1610203810 {#1145
    date: 2021-01-09 14:50:10.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1612024175 {#1150
    date: 2021-01-30 16:29:35.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 2251
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1610203810 {#1148
    date: 2021-01-09 14:50:10.0 UTC (+00:00)
  }
  -metakey: "4 Steps to a Debt Free 2021"
  -metadesc: "2020 was a difficult year for so many of us financially."
  -robots: null
  -publishedAt: DateTime @1610203810 {#1147
    date: 2021-01-09 14:50:10.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = dbbad6)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"d1dd51"

CookieController :: renderCookie (token = 342e18)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"76884f"