GET https://rct.dev.bbntimes.com/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future

Response
200 OK
IP
18.118.78.148
Profiled on
Token
9261dc

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
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"_security_main"
_stopwatch_token 
"1dcd02"
category 
"financial"
slug 
"6-types-of-long-term-care-insurance-to-protect-your-financial-future"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=fdk4a4qo8otku6cqhlvec64g7k"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 13:40:11 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"9261dc"

Cookies

Request Cookies

Key Value
PHPSESSID 
"fdk4a4qo8otku6cqhlvec64g7k"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 13:39:59 +0000"
Last used 
"Sat, 22 Feb 25 13:40:10 +0000"
Lifetime 
0

Session Attributes

Attribute Value
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"YFsnkpjK8-bfkPB-JhAlzWnmeRGmKMxAY8j7-sCkwzI"
_csrf/https-cookie_accept 
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Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 181
    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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    "line" => 35
    "function" => "handle"
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    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
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    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
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    "function" => "getToken"
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    "function" => "twig_get_attribute"
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    "function" => "handle"
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    "function" => "doRender"
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  [
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
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    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
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    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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    "function" => "handle"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
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]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/WrappedListener.php"
    "line" => 116
    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 56
    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
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  [
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 202
    "function" => "filterResponse"
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]

Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=fdk4a4qo8otku6cqhlvec64g7k"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z7nTu5DyWLT8YV1VjBpY9gAAAIE"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
REDIRECT_SCRIPT_URL 
"/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z7nTu5DyWLT8YV1VjBpY9gAAAIE"
REDIRECT_URL 
"/public/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
REMOTE_ADDR 
"18.118.78.148"
REMOTE_PORT 
"19214"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1740231611
REQUEST_TIME_FLOAT 
1740231611.4368
REQUEST_URI 
"/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
SCRIPT_URL 
"/financial/6-types-of-long-term-care-insurance-to-protect-your-financial-future"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
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Sub Requests 6

CookieController :: renderAnalysis (token = c26efc)

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AppController :: renderHeader (token = ea4ac0)

Key Value
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"App\Controller\AppController::renderHeader"
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ArticleController :: trendingArticle (token = b34d24)

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"App\Controller\ArticleController::trendingArticle"
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ArticleController :: relatedArticles (token = 03475e)

Key Value
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"App\Controller\ArticleController::relatedArticles"
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current_article 
App\Entity\Article {#1094
  -id: 12102
  -title: "6 Types of Long-Term Care Insurance to Protect Your Financial Future"
  -slug: "6-types-of-long-term-care-insurance-to-protect-your-financial-future"
  -introtext: "<p>When it comes to long term care insurance, there are a lot of different options to choose from.</p>\r\n"
  -content: """
    \r\n
    <p>It can be confusing trying to decide which policy is right for you and your family.&nbsp;</p>\r\n
    <p>Here, we explore six main types of long-term care insurance policies available on the market. We’ll summarize what each policy covers and provide some tips on how to choose the right one for your needs.</p>\r\n
    <h2>What is Long Term Care Insurance and What Does it Cover?</h2>\r\n
    <p><img src="/images/articles/global-economy/Why_Is_Health_Insurance_Important_Find_Out_Here.webp" alt="Why Is Health Insurance Important Find Out Here" width="600" height="400" /></p>\r\n
    <p>Long term care insurance is a type of insurance that helps cover the costs of long-term care. This can include things like in-home care, assisted living, and <a href="society/how-nurses-can-customize-their-career" target="_blank" rel="noopener">nursing </a>home care. Long-term care insurance can help to cover some or all of the costs of these services.&nbsp;</p>\r\n
    <p>It is good to note that long term care insurance does not cover things like short-term hospital stays or routine medical care. Instead, it is designed to help cover the costs of extended care. As people live longer and healthier lives, <a href="https://www.healthline.com/health/medicare/does-medicare-cover-long-term-care" target="_blank" rel="noopener">the need for long-term care services</a> is expected to continue to grow. Long term care insurance can help to protect assets and ensure that people are able to receive the care they need.</p>\r\n
    <h2>The Different Types of Policies Available</h2>\r\n
    <ol>\r\n
    <li>Whole Life Insurance</li>\r\n
    </ol>\r\n
    <p>This type of policy provides coverage for your entire life, as long as you continue to pay the premiums. It also builds up cash value over time, which you can borrow against or cash in if you need the money. However, whole life insurance is typically one of the most expensive options.</p>\r\n
    <ol start="2">\r\n
    <li>Term Life Insurance</li>\r\n
    </ol>\r\n
    <p>Term life insurance covers you for a set period, usually 10-20 years. If you die during that time frame, your beneficiaries will receive the death benefit.&nbsp;</p>\r\n
    <p>If you don't die during that time frame, the policy expires and you won’t get any money back. Term life insurance is usually much less expensive than whole life insurance.</p>\r\n
    <ol start="3">\r\n
    <li>Universal Life Insurance</li>\r\n
    </ol>\r\n
    <p>Universal life insurance is a hybrid form of cover that combines features of both whole life and term life insurance. It provides lifetime coverage, but it also has a cash value component that expands over time. Universal life insurance is typically more costly than term life insurance, but less expensive than whole life coverage.</p>\r\n
    <ol start="4">\r\n
    <li>Variable Universal Life Insurance</li>\r\n
    </ol>\r\n
    <p>A variable universal life policy is similar to a universal life insurance policy, but the cash value portion is invested in equities and other assets. This can offer higher returns, but it also has a greater risk factor.</p>\r\n
    <ol start="5">\r\n
    <li>Indexed Universal Life Insurance</li>\r\n
    </ol>\r\n
    <p>Universal life insurance with a stock market index, such as the S&amp;P 500, is an option that's similar to universal life insurance. But it has a stock market index rather than a fixed cash value. There's potential for market-linked returns, but with less risk than investing in individual equities.</p>\r\n
    <ol start="6">\r\n
    <li>Long-Term Care Insurance</li>\r\n
    </ol>\r\n
    <p>Long-term care coverage, such as nursing facility care or in-home assistance, is available under this type of policy. Long-term care insurance can be bought separately or as a rider to life insurance.</p>\r\n
    <h2>How to Choose the Right Policy for your Needs</h2>\r\n
    <p>There are many possibilities when it comes to choosing a life insurance policy. You can consult with an experienced agent to determine which type of policy is right for you.&nbsp;</p>\r\n
    <p>Some factors that you will need to consider include your age, health history, and financial situation. For example, if you are young and healthy, you may be able to get by with a less expensive policy. However, if you have a family history of illness or are in poor health, you’ll need to choose a policy that provides more coverage.&nbsp;</p>\r\n
    <p>Once you’ve determined your needs, you can shop around and check out various policies to find the one that best suits your needs.</p>\r\n
    <h2>What Happens If You Don't Have Long-Term Care Insurance?</h2>\r\n
    <p>Many people don't realize that if they don't have long-term care insurance, they may not have <a href="https://assurance.com/life-insurance" target="_blank" rel="noopener">options for life insurance</a>. Long-term care insurance covers the costs of care for people who can no longer care for themselves.&nbsp;</p>\r\n
    <p>Without this coverage, people would have to rely on family or friends to help pay for their care. This could put a financial strain on loved ones, and it could also limit the choices for life insurance.</p>\r\n
    <p>So, if you don't have long-term care insurance, be sure to ask about life insurance as well. You may be surprised at how much coverage you can get.</p>\r\n
    <h2>How Much Does Long-Term Care Insurance Cost?</h2>\r\n
    <p>The cost of long term care insurance will depend on the insurer and the coverage preferences that are chosen. Some life insurance policies will cover the costs of long-term care, while others will only cover a portion of the costs. <br /><br />The best way to determine the cost of long-term care insurance is to request quotes from multiple insurers and compare the benefits and costs.</p>\r\n
    <p>Keep in mind that the cheapest option may not always be the best option, as it is wise to choose a policy that will provide adequate coverage.</p>\r\n
    <h2>Tips for Finding the Best Deal</h2>\r\n
    <p><img src="/images/articles/global-economy/Top_6_Reasons_Why_Young_People_Need_Health_Insurance.jpg" alt="Top 6 Reasons Why Young People Need Health Insurance" width="600" height="400" /></p>\r\n
    <p>Finding the best deal on long term care insurance can be a challenge. Here are a few tips to help you get the best possible rate on long term care insurance:</p>\r\n
    <ol>\r\n
    <li>\r\n
    <p>Shop around. There are a number of different insurers that offer long term care insurance. So make sure you look at the rates and before making a decision.</p>\r\n
    </li>\r\n
    <li>\r\n
    <p>Consider your benefits for life insurance. Some life insurance policies offer riders that provide coverage for long-term care needs. If you already have a life insurance policy, this could be a good option to explore.</p>\r\n
    </li>\r\n
    <li>\r\n
    <p>Work with an independent agent. An independent insurance agent can help you analyze different choices from multiple insurers to find the best deal on long term care insurance for your needs.</p>\r\n
    </li>\r\n
    </ol>\r\n
    <p>&nbsp;</p>\r\n
    <p class="p1"><span class="s1"><i>Disclaimer: This article is for informational purposes only and does not constitute a recommendation or investment advice. You should not construe any such information or other material as legal, tax, investment, trading, financial, or other advice. Please seek a professional financial advisor before making any investment decision. We are not&nbsp;responsible for and do not endorse or accept any responsibility for the availability, contents, products, services or use of any third party website as stated in our&nbsp;</i><a href="support/privacy-policy" target="_blank"><span class="s2"><i>privacy policy</i></span></a><i>.</i></span></p>
    """
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AppController :: renderFooter (token = f3bf29)

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CookieController :: renderCookie (token = be2636)

Key Value
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"App\Controller\CookieController::renderCookie"
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