GET https://rct.dev.bbntimes.com/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected

Response
200 OK
IP
216.73.216.222
Profiled on
Token
c7c0f5

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3548
  -links: [
    3669 => Symfony\Component\WebLink\Link {#3669
      -href: "/build/runtime.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3667 => Symfony\Component\WebLink\Link {#3667
      -href: "/build/644.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3666 => Symfony\Component\WebLink\Link {#3666
      -href: "/build/502.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3665 => Symfony\Component\WebLink\Link {#3665
      -href: "/build/app.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3664 => Symfony\Component\WebLink\Link {#3664
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      -rel: [
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      ]
      -attributes: [
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      ]
    }
    3663 => Symfony\Component\WebLink\Link {#3663
      -href: "/build/term-condition.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3662 => Symfony\Component\WebLink\Link {#3662
      -href: "/build/contact.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3661 => Symfony\Component\WebLink\Link {#3661
      -href: "/build/scroll-infinite-article.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3660 => Symfony\Component\WebLink\Link {#3660
      -href: "/build/app.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3659 => Symfony\Component\WebLink\Link {#3659
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3658 => Symfony\Component\WebLink\Link {#3658
      -href: "/build/term-condition-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3657 => Symfony\Component\WebLink\Link {#3657
      -href: "/build/contact-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3656 => Symfony\Component\WebLink\Link {#3656
      -href: "/build/comment-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
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}
_route 
"article_show"
_route_params 
[
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]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"5cd0a3"
category 
"financial"
slug 
"subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=m5lcv5ti5drsr9th5ibvno2qbm"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 31 May 2025 02:25:12 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"c7c0f5"

Cookies

Request Cookies

Key Value
PHPSESSID 
"m5lcv5ti5drsr9th5ibvno2qbm"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 31 May 25 02:24:44 +0000"
Last used 
"Sat, 31 May 25 02:25:11 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"2K7zVyYENfnQG_n-AUs1I7tbFAQGYTUYVQHkdDFFJ2E"
_csrf/https-cookie_accept 
"16QJZsjLisklFF_4K3iK9HXPfCvOEXYCHZcqLAlLAmY"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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    "function" => "require_once"
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
[
  [
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-csrf/TokenStorage/SessionTokenStorage.php"
    "line" => 52
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "line" => 181
    "function" => "show"
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    "type" => "->"
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    "function" => "handleRaw"
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    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
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    ]
    "function" => "require_once"
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]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
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    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
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    "function" => "handleRaw"
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    "type" => "->"
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    "function" => "handle"
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    "function" => "run"
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    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
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]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
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  [
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    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
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    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
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    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
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    "class" => "Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
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    "function" => "filterResponse"
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Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=m5lcv5ti5drsr9th5ibvno2qbm"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"aDpoiH9bcoq1GptgowUeEQAAAI8"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
REDIRECT_SCRIPT_URL 
"/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"aDpoiH9bcoq1GptgowUeEQAAAI8"
REDIRECT_URL 
"/public/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
REMOTE_ADDR 
"216.73.216.222"
REMOTE_PORT 
"57748"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1748658312
REQUEST_TIME_FLOAT 
1748658312.1687
REQUEST_URI 
"/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
SCRIPT_URL 
"/financial/subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"aDpoiH9bcoq1GptgowUeEQAAAI8"

Sub Requests 6

CookieController :: renderAnalysis (token = 013770)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"fa8c0c"

AppController :: renderHeader (token = 855258)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"c5a8db"
slug 
"home"

ArticleController :: trendingArticle (token = a0212a)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"8f7d42"
category 
"Finance"

ArticleController :: relatedArticles (token = 363a11)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"883cfe"
current_article 
App\Entity\Article {#1094
  -id: 4484
  -title: "Subvention Schemes Ban - Only 8% of Total 280 Housing Projects Launched in Q2 2019 Affected"
  -slug: "subvention-schemes-ban-only-8-of-total-280-housing-projects-launched-in-q2-2019-affected"
  -introtext: "<p><span style="color: #000000;">The National Housing Board's (NHB) recent directive to housing finance companies to refrain from giving loans under subvention schemes was not as crippling as was initially assumed.&nbsp;<b>ANAROCK</b>&nbsp;research reveals that out of the total&nbsp;<b>280 projects</b>&nbsp;launched in the April-June quarter of 2019, only about&nbsp;<b>23 projects (or 8%)</b>&nbsp;were marketed under subvention schemes. These 23 projects comprised of 7,620 units – about 11% of the total 69,000 units launched in the quarter.</span></p>\r\n"
  -content: """
    \r\n
    <p><span style="color: #000000;"><strong>Anuj Puri, Chairman - ANAROCK Property Consultants&nbsp;</strong>says, "The ban on subvention schemes will doubtlessly contribute to the sector's overall liquidity issues as players can no longer use them to attract customers. However, only a limited number of developers were affected by this move. That said, our data also reveals that among the affected projects, those by larger players strongly backed by financial lenders while offering such schemes outnumbered projects by smaller developers."</span></p>\r\n
    <p><span style="color: #000000;">"The impact of the ban on subvention schemes is minimal primarily because as early as 2013, the RBI had already curbed banks' upfront disbursement to developers offering such schemes for under-construction or greenfield projects. Banks were directed to stick to construction-linked disbursals."</span></p>\r\n
    <p><span style="color: #000000;">Some of the popular subvention schemes at the time included&nbsp;<strong>20:80</strong>&nbsp;or&nbsp;<strong>25:75&nbsp;</strong>payment plans wherein buyer paid 20-25% upfront while the developer paid the remaining 80% to the lending HFCs or banks on behalf of the buyer, until possession. The&nbsp;<strong>5:90:5</strong>&nbsp;scheme was the most common one on offer.</span></p>\r\n
    <p><span style="color: #000000;">The increasing number of delayed projects ultimately put buyers in the dock. Moreover, given that HFCs did not fall under the purview of the RBI back then, developers used them as an alternative after the new ruling.</span></p>\r\n
    <h2><span style="color: #10228b;"><strong>City-wise Impact</strong></span></h2>\r\n
    <p><span style="color: #000000;">A deep-dive into this data reveals that:</span></p>\r\n
    <ul>\r\n
    <li><span style="color: #000000;"><strong>MMR</strong>&nbsp;has the&nbsp;<strong>maximum</strong>&nbsp;number of projects affected by the subvention scheme ban, with as many as 17 projects offering various schemes – the most prominent being the 5:90:5 scheme. Affected projects in MMR collectively accounted for 5,310 new units.</span></li>\r\n
    <li><span style="color: #000000;"><strong>Bangalore</strong>&nbsp;came a distant second with just&nbsp;<strong>four</strong>&nbsp;new housing projects being marketed with subvention schemes.</span></li>\r\n
    <li><span style="color: #000000;">Interestingly, both&nbsp;<strong>NCR</strong>&nbsp;and&nbsp;<strong>Pune</strong>&nbsp;had only one project each being sold under such schemes.</span></li>\r\n
    <li><span style="color: #000000;"><strong>Kolkata</strong>,&nbsp;<strong>Chennai</strong>&nbsp;and&nbsp;<strong>Hyderabad</strong>&nbsp;had&nbsp;<strong>zero</strong>&nbsp;new project launches offering subvention schemes.</span></li>\r\n
    </ul>\r\n
    <p><span style="color: #000000;"><img src="/images/Screen_Shot_2019-08-19_at_08.49.58.png" alt="Screen Shot 2019-08-19 at 08.49.58.png" width="518" height="239" /></span></p>\r\n
    <p><span style="color: #000000;">With subvention schemes off the table, developers will have to get creative with differentiated USPs to market their projects and boost sales. There seems to be no relief from the protracted pain the market has been experiencing in recent years.</span></p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1566201068 {#1145
    date: 2019-08-19 07:51:08.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1566201197 {#1150
    date: 2019-08-19 07:53:17.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 1752
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1566201065 {#1148
    date: 2019-08-19 07:51:05.0 UTC (+00:00)
  }
  -metakey: ""
  -metadesc: "The National Housing Board's (NHB) recent directive to housing finance companies to refrain from giving loans under subvention schemes was not as crippling as was initially assumed.\u{A0}ANAROCK\u{A0}research reveals that out of the total\u{A0}280 projects\u{A0}launched in the April-June quarter of 2019, only about\u{A0}23 projects (or 8%)\u{A0}were marketed under subvention schemes. These 23 projects comprised of 7,620 units – about 11% of the total 69,000 units launched in the quarter."
  -robots: null
  -publishedAt: DateTime @1566201065 {#1147
    date: 2019-08-19 07:51:05.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = b836bc)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"bd994d"

CookieController :: renderCookie (token = 1dce00)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"e17620"