GET https://rct.dev.bbntimes.com/financial/are-personal-loans-a-good-choice-for-students

Response
200 OK
IP
3.19.61.127
Profiled on
Token
d43070

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3535
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      -attributes: [
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    3654 => Symfony\Component\WebLink\Link {#3654
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      -rel: [
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      -attributes: [
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      ]
    }
    3653 => Symfony\Component\WebLink\Link {#3653
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      -rel: [
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      -attributes: [
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      ]
    }
    3652 => Symfony\Component\WebLink\Link {#3652
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      -rel: [
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      -attributes: [
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    }
    3650 => Symfony\Component\WebLink\Link {#3650
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      -rel: [
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      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3649 => Symfony\Component\WebLink\Link {#3649
      -href: "/build/contact.js"
      -rel: [
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      -attributes: [
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      ]
    }
    3648 => Symfony\Component\WebLink\Link {#3648
      -href: "/build/scroll-infinite-article.js"
      -rel: [
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      ]
      -attributes: [
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      ]
    }
    3647 => Symfony\Component\WebLink\Link {#3647
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      -rel: [
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      -attributes: [
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      ]
    }
    3646 => Symfony\Component\WebLink\Link {#3646
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3645 => Symfony\Component\WebLink\Link {#3645
      -href: "/build/term-condition-css.css"
      -rel: [
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      -attributes: [
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    3644 => Symfony\Component\WebLink\Link {#3644
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      -attributes: [
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      ]
    }
    3643 => Symfony\Component\WebLink\Link {#3643
      -href: "/build/comment-css.css"
      -rel: [
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      -attributes: [
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      ]
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}
_route 
"article_show"
_route_params 
[
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]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"3b5497"
category 
"financial"
slug 
"are-personal-loans-a-good-choice-for-students"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"care_did=1e0f6747-8e97-4c9a-96f5-612eb6f0ca22; PHPSESSID=82tt08gv359kc02j45rec2c2ps"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 08:30:38 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"d43070"

Cookies

Request Cookies

Key Value
PHPSESSID 
"82tt08gv359kc02j45rec2c2ps"
care_did 
"1e0f6747-8e97-4c9a-96f5-612eb6f0ca22"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 08:30:20 +0000"
Last used 
"Sat, 22 Feb 25 08:30:37 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"NOi9EbcJ2q7cl3mKYezpJxlibMsLfkzOmnAzdTIvBiY"
_csrf/https-cookie_accept 
"QD35oUO7lLmqxZBMxiMII383oM4UT98x8t45LChYRjA"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "line" => 181
    "function" => "show"
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    "type" => "->"
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    "function" => "handleRaw"
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    "line" => 197
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    "class" => "Symfony\Component\HttpKernel\HttpKernel"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
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    ]
    "function" => "require_once"
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]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
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    "function" => "handleRaw"
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    "function" => "run"
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    "args" => [
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    ]
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]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
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  [
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    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
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    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
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    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
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Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"care_did=1e0f6747-8e97-4c9a-96f5-612eb6f0ca22; PHPSESSID=82tt08gv359kc02j45rec2c2ps"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/are-personal-loans-a-good-choice-for-students"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/are-personal-loans-a-good-choice-for-students"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z7mLLriBoyj8JZ8-HGxrVQAAAAc"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/are-personal-loans-a-good-choice-for-students"
REDIRECT_SCRIPT_URL 
"/financial/are-personal-loans-a-good-choice-for-students"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z7mLLriBoyj8JZ8-HGxrVQAAAAc"
REDIRECT_URL 
"/public/financial/are-personal-loans-a-good-choice-for-students"
REMOTE_ADDR 
"3.19.61.127"
REMOTE_PORT 
"27484"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1740213038
REQUEST_TIME_FLOAT 
1740213038.4189
REQUEST_URI 
"/financial/are-personal-loans-a-good-choice-for-students"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/are-personal-loans-a-good-choice-for-students"
SCRIPT_URL 
"/financial/are-personal-loans-a-good-choice-for-students"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"Z7mLLriBoyj8JZ8-HGxrVQAAAAc"

Sub Requests 6

CookieController :: renderAnalysis (token = 12f569)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"2cf719"

AppController :: renderHeader (token = 57b0fd)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"f15b02"
slug 
"home"

ArticleController :: trendingArticle (token = 6b7d7d)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"120fad"
category 
"Finance"

ArticleController :: relatedArticles (token = 5e9854)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"78f7f4"
current_article 
App\Entity\Article {#1094
  -id: 17881
  -title: "Are Personal Loans a Good Choice for Students?"
  -slug: "are-personal-loans-a-good-choice-for-students"
  -introtext: "<p>When considering options for covering education-related expenses, students often find themselves evaluating various loan options.</p>\r\n"
  -content: """
    \r\n
    <p>One such option is a personal loan. These unsecured loans can be used for a variety of purposes, including paying tuition fees, accommodation costs, and more.</p>\r\n
    <p>Unlike secured loans, personal loans do not require collateral, making them more accessible to individuals without significant assets. These loans typically come with fixed interest rates and repayment terms, allowing for predictable monthly payments. While personal loans can offer easy accessibility, it is crucial to weigh their benefits against potential drawbacks before making a decision.</p>\r\n
    <h2>Benefits of Personal Loans for Students</h2>\r\n
    <p><img src="/images/Benefits_of_Personal_Loans_for_Students.jpg" alt="Benefits_of_Personal_Loans_for_Students.jpg" width="600" height="413" /></p>\r\n
    <p>Here are some reasons why one should consider getting a personal loan to cover their educational expenses:</p>\r\n
    <ol>\r\n
    <li aria-level="1">Flexibility in Use: One of the significant advantages of personal loans is their flexibility. Unlike student loans that are specifically designated for tuition and related educational expenses, personal loans can be used for a broader range of needs. This can include accommodation, additional travel expenses, and even daily living costs.<br /><br /></li>\r\n
    <li aria-level="1">Quick Access to Funds: Personal loans generally have a faster approval and disbursement process than student loans. This can be particularly beneficial for students who need immediate funds to cover unexpected expenses. It also can help individuals take advantage of time-sensitive opportunities.<br /><br /></li>\r\n
    <li aria-level="1">No Collateral Required: As personal loans are unsecured, students are not required to provide any collateral. This is particularly advantageous for students who may not have significant assets to pledge. It also eliminates the risk of losing personal property in case of default.<br /><br /></li>\r\n
    <li aria-level="1">Building Credit History: Taking out a personal loan and repaying it on time can help students build and maintain their credit history. A good credit history is important for future financial endeavours, such as applying for credit cards, auto loans, or even mortgages.<br /><br /></li>\r\n
    <li aria-level="1">Fixed Interest Rates and Repayment Terms: Personal loans often come with fixed interest rates and repayment terms, making it easier for students to budget their monthly payments. This predictability can help in managing finances more effectively during and after their studies.</li>\r\n
    </ol>\r\n
    <h2>Considerations and Limitations&nbsp;</h2>\r\n
    <p>Alongside their numerous benefits, these loans also come with some limitations. Here are some pointers to consider before applying for the loan:</p>\r\n
    <ol>\r\n
    <li aria-level="1">Higher Interest Rates: Personal loans typically have higher interest rates compared to student loans. This can lead to a higher overall cost of borrowing, which might be challenging for students with limited income or no steady <a href="/companies/employment-law-a-brief-guide-for-small-business-owners" target="_blank" rel="noopener">employment</a>.<br /><br /></li>\r\n
    <li aria-level="1">Impact on Credit Score: While repaying a personal loan on time can build <a href="/financial/a-beginner-s-guide-to-building-a-positive-credit-history" target="_blank" rel="noopener">credit history</a>, missing payments can negatively impact a student’s credit score. A poor credit score can make it difficult to obtain other types of credit in the future and may result in higher interest rates for future loans.<br /><br /></li>\r\n
    <li aria-level="1">Repayment Obligations: Unlike some student loans that offer grace periods, personal loans generally require immediate repayment. This can be burdensome for students who are not yet employed or who are working part-time and may not have sufficient income to cover monthly payments.<br /><br /></li>\r\n
    <li aria-level="1">Debt Burden: Accumulating debt through personal loans can add to the overall financial burden of a student. Managing multiple loans and ensuring timely repayments can be stressful and might affect <a href="https://www.bbc.co.uk/news/uk-scotland-24608813" target="_blank" rel="noopener">academic performance</a>.<br /><br /></li>\r\n
    <li aria-level="1">Lack of Benefits: Student loans often come with certain benefits such as income-driven repayment plans, and moratorium periods. Personal loans typically do not offer these benefits, which can be a disadvantage for students facing financial difficulties <a href="https://www.forbes.com/sites/majazelihic/2024/03/23/graduated-now-what-navigating-life-after-the-cap-and-gown/" target="_blank" rel="noopener">post-graduation</a>.</li>\r\n
    </ol>\r\n
    <h2>How to Select the Most Suitable Personal Loan?</h2>\r\n
    <p><img src="/images/How_to_Select_the_Most_Suitable_Personal_Loan.jpg" alt="How_to_Select_the_Most_Suitable_Personal_Loan.jpg" width="600" height="400" /></p>\r\n
    <p>Selecting the right personal loan requires careful evaluation. Here are some essential tips and tricks to consider:</p>\r\n
    <ul>\r\n
    <li aria-level="1">Assess Financial Needs: Determine the exact amount needed and the purpose of the loan to avoid over-borrowing<br /><br /></li>\r\n
    <li aria-level="1">Compare Interest Rates: Research and compare rates to find an ideal offer. Check various <a href="https://www.bajajfinservmarkets.in/personal-loan" target="_blank" rel="noopener">personal loans on Bajaj Markets</a> or other digital marketplaces to find a suitable offer. <br /><br /></li>\r\n
    <li aria-level="1">Evaluate Fees and Charges: Check for additional costs like application, processing, and prepayment fees<br /><br /></li>\r\n
    <li aria-level="1">Review Repayment Terms: Choose a suitable loan tenure that balances the EMI amount with total interest costs<br /><br /></li>\r\n
    <li aria-level="1">Check Eligibility: Be sure to meet the lender's requirements, considering factors like credit score and income<br /><br /></li>\r\n
    <li aria-level="1">Read the Fine Print: Understand all terms and conditions, focusing on repayment schedules and penalties<br /><br /></li>\r\n
    <li aria-level="1">Consider Lender’s Reputation: Research the lender’s reputation and customer service quality<br /><br /></li>\r\n
    <li aria-level="1">Look for Flexible Repayment Options: Find lenders offering flexibility in payment options<br /><br /></li>\r\n
    <li aria-level="1">Utilise Online Tools: Use online EMI calculators and resources for estimating costs and comparing loans<br /><br /></li>\r\n
    <li aria-level="1">Plan for Financial Stability: Ensure the loan aligns with long-term financial goals and future earnings</li>\r\n
    </ul>\r\n
    <p>By following these steps, borrowers can get a personal loan that fits their financial needs and future plans.</p>\r\n
    <p>While personal loans can offer a flexible and quick solution, they come with certain risks and potential drawbacks that students need to consider. Higher interest rates and immediate repayment obligations are significant factors that can impact a student’s financial health.&nbsp;</p>\r\n
    <p>Ultimately, the decision to take a personal loan is based on an individual’s financial situation and future income prospects. In case they do consider this option, they should check the offers provided by multiple lenders. Borrowers can <a href="https://www.bajajfinservmarkets.in/" target="_blank" rel="noopener">visit sites</a> like Bajaj Markets to get started and find options that best suit their requirements.&nbsp;</p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
  -createdAt: DateTime @1718968045 {#1145
    date: 2024-06-21 11:07:25.0 UTC (+00:00)
  }
  -updatedAt: DateTime @1718968384 {#1150
    date: 2024-06-21 11:13:04.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 2055
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1718968045 {#1148
    date: 2024-06-21 11:07:25.0 UTC (+00:00)
  }
  -metakey: "Are Personal Loans a Good Choice for Students?"
  -metadesc: "When considering options for covering education-related expenses, students often find themselves evaluating various loan options."
  -robots: null
  -publishedAt: DateTime @1718968045 {#1147
    date: 2024-06-21 11:07:25.0 UTC (+00:00)
  }
  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = 17f8f6)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"5572d5"

CookieController :: renderCookie (token = ba59da)

Key Value
_controller 
"App\Controller\CookieController::renderCookie"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"070c28"