GET https://rct.dev.bbntimes.com/financial/how-digital-transformation-is-reshaping-insurance

Response
200 OK
IP
18.116.49.66
Profiled on
Token
e4263d

ArticleController :: show

Request

GET Parameters

None

POST Parameters

None

Uploaded Files

None

Request Attributes

Key Value
_controller 
"App\Controller\ArticleController::show"
_firewall_context 
"security.firewall.map.context.main"
_links 
Symfony\Component\WebLink\GenericLinkProvider {#3535
  -links: [
    3656 => Symfony\Component\WebLink\Link {#3656
      -href: "/build/runtime.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3654 => Symfony\Component\WebLink\Link {#3654
      -href: "/build/644.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3653 => Symfony\Component\WebLink\Link {#3653
      -href: "/build/502.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3652 => Symfony\Component\WebLink\Link {#3652
      -href: "/build/app.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3651 => Symfony\Component\WebLink\Link {#3651
      -href: "/build/view-more.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3650 => Symfony\Component\WebLink\Link {#3650
      -href: "/build/term-condition.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3649 => Symfony\Component\WebLink\Link {#3649
      -href: "/build/contact.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3648 => Symfony\Component\WebLink\Link {#3648
      -href: "/build/scroll-infinite-article.js"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "script"
      ]
    }
    3647 => Symfony\Component\WebLink\Link {#3647
      -href: "/build/app.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3646 => Symfony\Component\WebLink\Link {#3646
      -href: "/build/cookie-style.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3645 => Symfony\Component\WebLink\Link {#3645
      -href: "/build/term-condition-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3644 => Symfony\Component\WebLink\Link {#3644
      -href: "/build/contact-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
    3643 => Symfony\Component\WebLink\Link {#3643
      -href: "/build/comment-css.css"
      -rel: [
        "preload" => "preload"
      ]
      -attributes: [
        "as" => "style"
      ]
    }
  ]
}
_route 
"article_show"
_route_params 
[
  "category" => "financial"
  "slug" => "how-digital-transformation-is-reshaping-insurance"
]
_security_firewall_run 
"_security_main"
_stopwatch_token 
"2357eb"
category 
"financial"
slug 
"how-digital-transformation-is-reshaping-insurance"

Request Headers

Header Value
accept 
"*/*"
accept-encoding 
"gzip, br, zstd, deflate"
connection 
"close"
cookie 
"PHPSESSID=7merj3l1vsf950655jagok2b8l; care_did=ffb3c406-a660-4dba-8708-fc6b3000976e"
host 
"rct.dev.bbntimes.com"
user-agent 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
x-php-ob-level 
"1"

Request Content

Request content not available (it was retrieved as a resource).

Response

Response Headers

Header Value
cache-control 
"no-cache, private"
content-type 
"text/html; charset=UTF-8"
date 
"Sat, 22 Feb 2025 13:21:44 GMT"
link 
"</build/runtime.js>; rel="preload"; as="script",</build/644.js>; rel="preload"; as="script",</build/502.js>; rel="preload"; as="script",</build/app.js>; rel="preload"; as="script",</build/view-more.js>; rel="preload"; as="script",</build/term-condition.js>; rel="preload"; as="script",</build/contact.js>; rel="preload"; as="script",</build/scroll-infinite-article.js>; rel="preload"; as="script",</build/app.css>; rel="preload"; as="style",</build/cookie-style.css>; rel="preload"; as="style",</build/term-condition-css.css>; rel="preload"; as="style",</build/contact-css.css>; rel="preload"; as="style",</build/comment-css.css>; rel="preload"; as="style""
x-debug-token 
"e4263d"

Cookies

Request Cookies

Key Value
PHPSESSID 
"7merj3l1vsf950655jagok2b8l"
care_did 
"ffb3c406-a660-4dba-8708-fc6b3000976e"

Response Cookies

No response cookies

Session 6

Session Metadata

Key Value
Created 
"Sat, 22 Feb 25 13:21:41 +0000"
Last used 
"Sat, 22 Feb 25 13:21:41 +0000"
Lifetime 
0

Session Attributes

Attribute Value
_csrf/https-comment 
"kzqkxPhj9VEHMBaWaPKAZHFxJchU4qkuoq3Y8L2RguU"
_csrf/https-cookie_accept 
"RAxC0zdJLYGWpsFkD_JMs7LpTBvhy-OkMXyXY6C9SZ0"

Session Usage

6 Usages
Stateless check enabled
Usage
Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:76
Show trace 
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    "function" => "require_once"
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:79
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-csrf/TokenStorage/SessionTokenStorage.php"
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:52
Show trace 
[
  [
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    "line" => 52
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Symfony\Component\Security\Csrf\TokenStorage\SessionTokenStorage:56
Show trace 
[
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 181
    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/runtime/Runner/Symfony/HttpKernelRunner.php"
    "line" => 35
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage:41
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-core/Authentication/Token/Storage/UsageTrackingTokenStorage.php"
    "line" => 41
    "function" => "getMetadataBag"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/twig-bridge/AppVariable.php"
    "line" => 103
    "function" => "getToken"
    "class" => "Symfony\Component\Security\Core\Authentication\Token\Storage\UsageTrackingTokenStorage"
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  ]
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Extension/CoreExtension.php"
    "line" => 1635
    "function" => "getUser"
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    "type" => "->"
  ]
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    "function" => "twig_get_attribute"
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    "function" => "doDisplay"
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    "function" => "displayWithErrorHandling"
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    "line" => 379
    "function" => "display"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/TemplateWrapper.php"
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    "function" => "render"
    "class" => "Twig\Template"
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  [
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    "line" => 280
    "function" => "render"
    "class" => "Twig\TemplateWrapper"
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    "function" => "render"
    "class" => "Twig\Environment"
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    "line" => 453
    "function" => "doRenderView"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 253
    "function" => "doRender"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "function" => "render"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
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    "line" => 181
    "function" => "renderHeader"
    "class" => "App\Controller\AppController"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
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    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpCache/SubRequestHandler.php"
    "line" => 86
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Fragment/InlineFragmentRenderer.php"
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    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpCache\SubRequestHandler"
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  [
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    "function" => "render"
    "class" => "Symfony\Component\HttpKernel\Fragment\FragmentHandler"
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  [
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    "function" => "render"
    "class" => "Symfony\Component\HttpKernel\DependencyInjection\LazyLoadingFragmentHandler"
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    "function" => "block_header"
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    "function" => "displayBlock"
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    "function" => "displayWithErrorHandling"
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    "function" => "displayWithErrorHandling"
    "class" => "Twig\Template"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Template.php"
    "line" => 379
    "function" => "display"
    "class" => "Twig\Template"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/TemplateWrapper.php"
    "line" => 38
    "function" => "render"
    "class" => "Twig\Template"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/twig/twig/src/Environment.php"
    "line" => 280
    "function" => "render"
    "class" => "Twig\TemplateWrapper"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 448
    "function" => "render"
    "class" => "Twig\Environment"
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  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 453
    "function" => "doRenderView"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/framework-bundle/Controller/AbstractController.php"
    "line" => 253
    "function" => "doRender"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/src/Controller/ArticleController.php"
    "line" => 277
    "function" => "render"
    "class" => "Symfony\Bundle\FrameworkBundle\Controller\AbstractController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 181
    "function" => "show"
    "class" => "App\Controller\ArticleController"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
    "line" => 197
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/runtime/Runner/Symfony/HttpKernelRunner.php"
    "line" => 35
    "function" => "handle"
    "class" => "Symfony\Component\HttpKernel\Kernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    "line" => 29
    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
    "line" => 5
    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
  ]
]
Symfony\Component\Security\Http\Firewall\ContextListener:171
Show trace 
[
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/security-http/Firewall/ContextListener.php"
    "line" => 171
    "function" => "remove"
    "class" => "Symfony\Component\HttpFoundation\Session\Session"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/WrappedListener.php"
    "line" => 116
    "function" => "onKernelResponse"
    "class" => "Symfony\Component\Security\Http\Firewall\ContextListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 220
    "function" => "__invoke"
    "class" => "Symfony\Component\EventDispatcher\Debug\WrappedListener"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/EventDispatcher.php"
    "line" => 56
    "function" => "callListeners"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/event-dispatcher/Debug/TraceableEventDispatcher.php"
    "line" => 139
    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\EventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 214
    "function" => "dispatch"
    "class" => "Symfony\Component\EventDispatcher\Debug\TraceableEventDispatcher"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 202
    "function" => "filterResponse"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
  ]
  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/HttpKernel.php"
    "line" => 76
    "function" => "handleRaw"
    "class" => "Symfony\Component\HttpKernel\HttpKernel"
    "type" => "->"
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    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/symfony/http-kernel/Kernel.php"
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    "function" => "handle"
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    "function" => "handle"
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    "type" => "->"
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  [
    "file" => "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
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    "function" => "run"
    "class" => "Symfony\Component\Runtime\Runner\Symfony\HttpKernelRunner"
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  [
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    "args" => [
      "/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/vendor/autoload_runtime.php"
    ]
    "function" => "require_once"
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]

Flashes

Flashes

No flash messages were created.

Server Parameters

Server Parameters

Defined in .env

Key Value
APP_ENV 
"dev"
APP_SECRET 
"0a988e63f011514eaabfc650b599af4d"
CORS_ALLOW_ORIGIN 
"*"
DATABASE_URL 
"mysql://bbndb_rctuser:33F5W25z40or0f7@localhost:3306/rct_bbntimes"
GOOGLE_RECAPTCHA_SECRET_KEY 
"6LdV5fgpAAAAANxzTG8ZMfIjil1wu-1vrQvnUt-x"
GOOGLE_RECAPTCHA_SITE_KEY 
"6LdV5fgpAAAAAENKcn73MJAhQrbtQeqgyC4wDLMP"
MAILER_DSN 
"smtp://no-reply%40rct.dev.bbntimes.com:Bl6%26gLD48%26Of919@rct.dev.bbntimes.com:465"
MARIADB_PASSWORD 
"i!87pK&!85ezc8"

Defined as regular env variables

Key Value
APP_DEBUG 
"1"
BASE 
"/public"
CONTEXT_DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
CONTEXT_PREFIX 
""
DOCUMENT_ROOT 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com"
FCGI_ROLE 
"RESPONDER"
GATEWAY_INTERFACE 
"CGI/1.1"
HTTPS 
"on"
HTTP_ACCEPT 
"*/*"
HTTP_ACCEPT_ENCODING 
"gzip, br, zstd, deflate"
HTTP_CONNECTION 
"close"
HTTP_COOKIE 
"PHPSESSID=7merj3l1vsf950655jagok2b8l; care_did=ffb3c406-a660-4dba-8708-fc6b3000976e"
HTTP_HOST 
"rct.dev.bbntimes.com"
HTTP_USER_AGENT 
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
PATH 
"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin"
PHP_SELF 
"/public/index.php"
PP_CUSTOM_PHP_CGI_INDEX 
"plesk-php81-fastcgi"
PP_CUSTOM_PHP_INI 
"/var/www/vhosts/system/rct.dev.bbntimes.com/etc/php.ini"
QUERY_STRING 
""
REDIRECT_BASE 
"/public"
REDIRECT_HTTPS 
"on"
REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_HTTPS 
"on"
REDIRECT_REDIRECT_PASSENGER_COMPILE_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_PASSENGER_DOWNLOAD_NATIVE_SUPPORT_BINARY 
"0"
REDIRECT_REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/how-digital-transformation-is-reshaping-insurance"
REDIRECT_REDIRECT_SCRIPT_URL 
"/financial/how-digital-transformation-is-reshaping-insurance"
REDIRECT_REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_REDIRECT_STATUS 
"200"
REDIRECT_REDIRECT_UNIQUE_ID 
"Z7nPZriBoyj8JZ8-HGyAIgAAAAA"
REDIRECT_SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/how-digital-transformation-is-reshaping-insurance"
REDIRECT_SCRIPT_URL 
"/financial/how-digital-transformation-is-reshaping-insurance"
REDIRECT_SSL_TLS_SNI 
"rct.dev.bbntimes.com"
REDIRECT_STATUS 
"200"
REDIRECT_UNIQUE_ID 
"Z7nPZriBoyj8JZ8-HGyAIgAAAAA"
REDIRECT_URL 
"/public/financial/how-digital-transformation-is-reshaping-insurance"
REMOTE_ADDR 
"18.116.49.66"
REMOTE_PORT 
"2626"
REQUEST_METHOD 
"GET"
REQUEST_SCHEME 
"https"
REQUEST_TIME 
1740230503
REQUEST_TIME_FLOAT 
1740230503.4782
REQUEST_URI 
"/financial/how-digital-transformation-is-reshaping-insurance"
SCRIPT_FILENAME 
"/var/www/vhosts/dev.bbntimes.com/rct.dev.bbntimes.com/public/index.php"
SCRIPT_NAME 
"/public/index.php"
SCRIPT_URI 
"https://rct.dev.bbntimes.com/financial/how-digital-transformation-is-reshaping-insurance"
SCRIPT_URL 
"/financial/how-digital-transformation-is-reshaping-insurance"
SERVER_ADDR 
"5.196.1.209"
SERVER_ADMIN 
"[no address given]"
SERVER_NAME 
"rct.dev.bbntimes.com"
SERVER_PORT 
"443"
SERVER_PROTOCOL 
"HTTP/1.1"
SERVER_SIGNATURE 
"<address>Apache Server at rct.dev.bbntimes.com Port 443</address>\n"
SERVER_SOFTWARE 
"Apache"
SSL_TLS_SNI 
"rct.dev.bbntimes.com"
SYMFONY_DOTENV_VARS 
"APP_ENV,APP_SECRET,DATABASE_URL,MARIADB_PASSWORD,CORS_ALLOW_ORIGIN,MAILER_DSN,GOOGLE_RECAPTCHA_SECRET_KEY,GOOGLE_RECAPTCHA_SITE_KEY"
UNIQUE_ID 
"Z7nPZriBoyj8JZ8-HGyAIgAAAAA"

Sub Requests 5

CookieController :: renderAnalysis (token = 7dc4f2)

Key Value
_controller 
"App\Controller\CookieController::renderAnalysis"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"1b6a5e"

AppController :: renderHeader (token = d8fd58)

Key Value
_controller 
"App\Controller\AppController::renderHeader"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"582078"
slug 
"home"

ArticleController :: trendingArticle (token = 1f7949)

Key Value
_controller 
"App\Controller\ArticleController::trendingArticle"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"e28c94"
category 
"Finance"

ArticleController :: relatedArticles (token = af0a4e)

Key Value
_controller 
"App\Controller\ArticleController::relatedArticles"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"4a0d97"
current_article 
App\Entity\Article {#1094
  -id: 14979
  -title: "How Digital Transformation is Reshaping Insurance"
  -slug: "how-digital-transformation-is-reshaping-insurance"
  -introtext: "<p>Digital transformation - an undeniable force of change - is sweeping across industries, rewriting traditional norms and models.</p>\r\n"
  -content: """
    \r\n
    <p>The insurance sector, once seen as slow-moving and paper-heavy, is not immune to this wave of change. Let's delve into how digital transformation is causing a fundamental redefinition within the insurance sector.</p>\r\n
    <h2>The Need for Rapid, Customized Solutions</h2>\r\n
    <p><img src="/images/articles/global-economy/The_Rapid_Development_of_Modern_Tech_Explained.jpeg" alt="The Rapid Development of Modern Tech Explained" width="600" height="400" /></p>\r\n
    <p>As we journey further into the era of ‘right here, right now,’ we're seeing customer expectations soaring to new heights. Customers no longer have the patience to wait weeks for claim settlements or to endure long, tedious phone calls for handling queries.</p>\r\n
    <p>They expect immediate, streamlined, and tailor-made service, and digital transformation is rising to meet these expectations.</p>\r\n
    <p>Today's insurers are employing tools such as artificial intelligence (AI), machine learning, and automation to expedite claim processing and provide <a href="https://www.scnsoft.com/insurance/software-development" target="_blank" rel="noopener">bespoke insurance products</a>. Let's look at some striking instances of how these technologies are reshaping the industry:</p>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>AI-Powered Chatbots – Virtual helpers like <a href="https://www.the-digital-insurer.com/dia/kate-geicos-virtual-assistant-to-answer-insurance-questions-1/" target="_blank" rel="noopener">Geico's Kate </a>and <a href="https://www.insurancebusinessmag.com/us/news/technology/allstate-deploys-ai-chatbot-to-assist-small-business-clients-101356.aspx" target="_blank" rel="noopener">Allstate's ABIE</a> are altering the customer service landscape by managing routine customer inquiries 24/7. These AI-backed assistants can respond to questions, guide customers through policy details, and even assist in starting the claim process, freeing up human agents to handle more complex issues.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Personalized Policy Recommendations – AI and machine learning can sift through vast quantities of data to offer personalized insurance policy recommendations. For instance, <a href="https://www.lemonade.com" target="_blank" rel="noopener">Lemonade</a>, a pioneer in Insurtech, utilizes AI to customize insurance rates and coverages based on individual customer profiles and behaviors.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Swift Claim Management – Companies like Metromile are harnessing automation to handle claims more rapidly than ever. Their AI-driven system, Ava, <a href="https://www.metromile.com/blog/new-ai-claims-assistant-ava/" target="_blank" rel="noopener">can authenticate claims instantly and process payments within minutes</a>, dramatically cutting down the waiting period for customers.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <h2>The Influence of Big Data and Advanced Analytics</h2>\r\n
    <p>Big data combined with sophisticated analytics are causing a stir within the insurance sector, particularly with regards to risk assessment. Conventional methods of calculating risk, often slow and laborious, are making way for swift and precise evaluations backed by predictive analytics.</p>\r\n
    <p>Insurance firms can leverage an extensive range of data, from social media to devices interconnected through the Internet of Things (IoT). This empowers them to delve deeper into their customers’ behaviors, recognize upcoming trends, and anticipate potential risks. Let's delve deeper into how big data and advanced analytics are influencing the industry:</p>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Vehicle Telematics and Pay-Per-Use Insurance – Devices such as <a href="https://www.valuepenguin.com/progressive-snapshot-insurance-review" target="_blank" rel="noopener">Progressive's Snapshot</a> or <a href="https://www.valuepenguin.com/state-farm-drive-safe-and-save-insurance-review#:~:text=Drive%20Safe%20and%20Save%20with,and%20score%20your%20driving%20behavior." target="_blank" rel="noopener">State Farm's Drive Safe &amp; Save</a> gather live data on driving behavior. This data, which includes metrics from speed to braking patterns, enables insurers to provide pay-per-use insurance policies, adjusting premiums based on individual driving habits.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Health Monitors and Life Insurance – Companies like John Hancock are redefining life insurance by <a href="https://www.theverge.com/2018/9/26/17905390/john-hancock-life-insurance-fitness-tracker-wearables-science-health" target="_blank" rel="noopener">leveraging data from health monitors</a>. These devices track elements like physical activity and heart rate, enabling insurers to customize policies according to a person's health and lifestyle indicators.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Social Media for Comprehensive Risk Evaluation – Some insurers are utilizing social media to conduct a more thorough risk assessment. By scrutinizing data from customers' online activity and posts, insurers can acquire insights into lifestyle habits that may impact insurance risks, such as smoking or participation in extreme sports.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <p>These instances underscore the transformative influence of big data and predictive analytics in the insurance sector. With this data-centric approach, insurers can make more accurate risk assessments and offer truly bespoke policies.</p>\r\n
    <h2>Blockchain on the Rise</h2>\r\n
    <p>Blockchain, often referred to as a revolutionary technology, is gradually gaining momentum within the insurance industry. Offering secure, transparent transactions, blockchain provides a formidable answer to a significant industry problem: fraud.</p>\r\n
    <p>Blockchain-driven smart contracts are poised to transform claim settlements by automating the process, leading to reduced processing time and enhanced customer satisfaction. This technology not only improves operational efficiency but also strengthens the trust between insurers and policyholders. Let's examine some tangible ways blockchain is reshaping insurance:</p>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Combatting Fraud – Blockchain's decentralized and transparent nature makes it nearly impossible for any single entity to manipulate data once it's been logged. This feature is critical for fraud prevention. For instance, Etherisc, a blockchain-based platform, is <a href="https://blog.etherisc.com/etherisc-enabling-a-wide-range-of-insurance-applications-40fe325d0db2?gi=42df6d07a36a">developing decentralized insurance applications</a> that amplify transparency and eradicate opportunities for fraud.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Streamlining Claim Settlements – Blockchain facilitates the use of smart contracts—self-executing agreements with the terms embedded into the code. Companies like AXA have begun to explore this. AXA's 'Fizzy' was a smart contract-based insurance platform that automatically compensated customers if their flights were delayed. Regrettably, AXA <a href="https://www.yahoo.com/now/axa-drops-ethereum-based-flight-160027248.html" target="_blank" rel="noopener">discontinued the platform</a> in 2019.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Building Trust and Transparency – Blockchain can significantly enhance trust between insurers and policyholders by offering a transparent, unalterable record of all transactions and claims. This transparency can mitigate disputes over claims and improve overall customer satisfaction.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <p>The foray of blockchain into the insurance industry signals a promising shift towards transparency, security, and efficiency. As this technology keeps evolving, we can anticipate it to spark even more groundbreaking changes.</p>\r\n
    <h2>The Need for a Digital-First Mindset</h2>\r\n
    <p><img src="/images/articles/global-economy/3_Low-Risk_AI_Application_Areas_For_Smart_Cities.jpg" alt="3 Low Risk AI Application Areas For Smart Cities" width="600" height="287" /></p>\r\n
    <p>while it's common to think of digital transformation as mostly about adopting new tech, it's actually a whole lot more than that. It signifies a profound shift in mindset and organizational culture. For insurers to successfully navigate this transformative journey, it's crucial to foster an environment that nurtures innovation and welcomes the disruption of age-old business models. Digital transformation should not be seen as a one-and-done initiative but as a sustained process of learning, adapting, and evolving.</p>\r\n
    <p>Here are some key principles that underline the need for a digital-first mindset in the insurance industry:</p>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Embracing Innovation – Companies like Lemonade and <a href="https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/chinese-online-insurer-zhongan-expects-to-raise-up-to-hk-11-53b-in-hong-kong-ipo-41993509" target="_blank" rel="noopener">ZhongAn</a> are trailblazers in the digital insurance space. They've embraced a culture of innovation, leveraging technologies like AI and big data analytics to reimagine traditional insurance models.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Customer-Centricity – Insurers need to place customers at the heart of their digital transformation strategy. This means understanding customer needs, expectations, and behaviors in a digitally connected world and designing services that address these effectively.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Agility and Adaptability – Due to the swift evolution of technology, insurance companies need to be nimble and flexible. They should be prepared to try out emerging technologies, learn from both their triumphs and setbacks, and consistently adjust their strategies.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <ul>\r\n
    <li aria-level="1">\r\n
    <p>Continuous Learning – As technology evolves, so should an insurer's approach to digital transformation. It's essential to stay updated with the latest trends and technologies and continuously upskill the workforce to thrive in a digitally transformed landscape.</p>\r\n
    </li>\r\n
    </ul>\r\n
    <p>These principles underscore that a digital-first mindset is vital for insurers looking to stay relevant and competitive in a digital era. It's all about reshaping the old-school business practices, adjusting to the evolving times, and being primed to shake things up and bring fresh ideas to the table.</p>\r\n
    <h2>Concluding Thoughts: A Brighter Future for Insurance</h2>\r\n
    <p>In essence, digital transformation is reshaping the contours of the insurance industry. Insurers willing to embrace this shift are set to reap substantial benefits. From enhanced customer experiences to data-driven<a href="technology/how-predictive-analytics-is-changing-risk-management" target="_blank" rel="noopener"> risk assessments</a>, the <a href="companies/5-of-the-best-tips-for-growing-your-business-online" target="_blank" rel="noopener">opportunities</a> are limitless. Amidst all these advancements, the central objective remains the same: to protect and serve customers effectively. In this digitally-transformed landscape, insurers are better equipped than ever to fulfill this mission.</p>\r\n
    <h1><img src="/images/Guest_Author_-_Olga.jpeg" alt="Guest_Author_-_Olga.jpeg" width="301" height="301" /></h1>\r\n
    <p><em>Special thanks to the co-author:&nbsp;Olga Vinichuk, Business Analyst and Insurance IT Consultant at ScienceSoft</em></p>
    """
  -user: Proxies\__CG__\App\Entity\User {#1092 …}
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  -updatedAt: DateTime @1706663135 {#1150
    date: 2024-01-31 01:05:35.0 UTC (+00:00)
  }
  -deletedAt: null
  -category: App\Entity\Category {#445 …}
  -status: "published"
  -imageCard: Proxies\__CG__\App\Entity\File {#1184 …}
  -ImageHeader: Proxies\__CG__\App\Entity\File {#1184 …}
  -featured: false
  -mainView: false
  -clicks: 2114
  -comments: Doctrine\ORM\PersistentCollection {#1125 …}
  -reviewed_at: DateTime @1689972614 {#1148
    date: 2023-07-21 20:50:14.0 UTC (+00:00)
  }
  -metakey: "How Digital Transformation is Reshaping Insurance"
  -metadesc: "Digital transformation - an undeniable force of change - is sweeping across industries, rewriting traditional norms and models."
  -robots: null
  -publishedAt: DateTime @1689972614 {#1147
    date: 2023-07-21 20:50:14.0 UTC (+00:00)
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  -canonical: null
  -superTag: null
}

AppController :: renderFooter (token = 5e34d2)

Key Value
_controller 
"App\Controller\AppController::renderFooter"
_format 
"html"
_locale 
"en"
_stopwatch_token 
"574f6a"