We are all different. Each and every one of us is rare. No-one is insignificant.

India is one of the forerunners in Digital Transformation, and FinTech marketplace is at the heart of this boom. The breadth and depth of solutions across FinTech Lending in the country is impressive and clearly indicates that a massive revolution is underway.

You’ve probably heard the oft-repeated jargon "UX", you may even know that it stands for "User Experience"– but do you understand what it really means?

In this day and age, almost every business is toying with the idea of “Big Data”, i.e. taking on vast volumes of data, surveying them using complex algorithms & predicting outcomes based on the past patterns. Everyone from Amazon and Google to presidential candidates are successfully using Big Data to further their missions - whether it is to precisely target prospective customers or to win elections!

FinTech is rapidly changing the world - as any FinTech enthusiast will tell you a hundred times! But what’s with all the lingo? Despite the brouhaha, getting what’s exactly happening can be hard. You'll find some banking terms, some technical jargons and some lingo unique to FinTech as a whole!

In the ever-evolving economy that we're in today, most businesses are pressured to perform with the limited resources available to them - which mandates them to continually evolve, redesign, implement and manage the processes that are employed to run the business.

Today, many businesses understand that investing in creating optimal application designs [a little background for the uninitiated], will provide them a much coveted competitive advantage. Yet, with the profusion of design terminologies and jargons (which are often wrongly used interchangeably), it can be easy to feel overwhelmed by the brouhaha.

There has been a gigantic metamorphosis of sorts in the role of a bank's core-banking system over the last few years. From underpinning the core of branch banking, it is now expected to be all-pervasive and evolve into a 24*7 service delivery channel with anywhere, anytime banking facility. Increasing consumer demands, existing technical limitations and a dire need to lower costs are collectively veering banks and financial institutions towards core-banking transformation (CBT) and digital re-imagination of their services.

When people mention COBOL, it's usually either met with a scoff or a groan, conjuring up unimpressive images of programmers trying to maintain mission critical business applications using thousands of lines of code. The antiquated language no more enjoys the lionized position that it did a few decades ago. And with reports of its waning popularity making rounds every few years, one may want to revisit its relevance in the current scenario.

The face of modern IT has been changing swiftly, as data centers transition from physical infrastructures to virtual infrastructures. 'Cloud' applications extensively use microservices (small chunks of independent functions), deploy via containers and communicate via APIs.